Retirement Benefits

Federal annuitants are eligible to enroll in the Federal Dental and Vision Insurance Program if they retired on an immediate annuity. Federal and postal employees enrolled in FEDVIP who subsequently retire on an immediate annuity or for disability may continue FEDVIP enrollment into retirement. There is no five-year rule for continuing coverage into retirement as there is with the FEHB program.

Newly retiring employees are not responsible for arranging to have FEDVIP premiums deducted from their annuity payments instead of from their salaries, although contacting Benefeds at (877) 888-3337,, will speed the process.

Employees retired on a deferred annuity (not eligible for an immediate annuity when they separate from federal service) are not eligible to enroll in FEDVIP and cannot continue a FEDVIP enrollment into retirement.

A member of a family who receives an immediate annuity as the survivor of an employee or of a retired employee is eligible to enroll in FEDVIP. The survivor does not have to have been covered under the deceased person