Among the various types of insurance policies sold online, auto insurance may be the most suitable for Internet purchases. Auto insurance is probably the type of insurance with which most people are familiar. Insurance companies have had the most experience in making online purchases of auto insurance an easy experience for users.
Even with auto insurance, though, a little caution may go a long way. When you shop online for auto insurance, be sure you’re comparing apples to apples. Make certain the deductibles and the maximum amounts of coverage are set at the levels you desire. Confirm that a policy has the provisions or riders you’re looking for, such as uninsured motorist coverage. A policy might be less expensive, but only because it lacks features that you want or need.
Once you go beyond auto insurance, other types of insurance are suitable for online purchases if you are very comfortable about your knowledge of the product and confident that you know what you need. Often, it makes sense to use online sources for research so that you know more about what you want. Then you can contact an agent to put together and service the policy.