Retirement Policy

To help speed up the processing of your retirement application, it helps to submit what OPM calls a “healthy” application; if the application is missing certain information, there could be a possibly lengthy back and forth among you, OPM and potentially your former employing agency.

OPM says the most common problems include: a survivor election must be indicated, regardless of whether the individual is married; if a married applicant elects less than the full survivor annuity, spousal consent must be provided and the election on the application must agree with the spousal consent; the court order question must be answered even if there is no order.

Other areas needing special attention include:

* all periods of creditable civilian and military service must be listed and military service must be documented on a Form DD-214;

* additional documentation is needed if the employee is taking voluntary early retirement or discontinued service retirement;

* documentation of the employee’s FEHB status and eligibility to continue coverage into retirement – in particular, that the retiring employee meets the requirement of FEHB coverage for the five years before retirement – must be included;

* and similarly, proof of coverage under FEGLI for the prior five years must be included to remain eligible under that program.

Have you checked your OPF to see who would benefit if you die?

Your OPF Is Your Retirement Backbone Retirement Eligibility & FERS Minimum Retirement Age (MRA)

FERS Retirement Guide 2022