To help speed up the processing of your retirement application, it helps to submit what OPM calls a “healthy” application; if the application is missing certain information, there could be a possibly lengthy back and forth among you, OPM and potentially your former employing agency.
OPM says the most common problems include: a survivor election must be indicated, regardless of whether the individual is married; if a married applicant elects less than the full survivor annuity, spousal consent must be provided and the election on the application must agree with the spousal consent; the court order question must be answered even if there is no order.
Other areas needing special attention include:
* all periods of creditable civilian and military service must be listed and military service must be documented on a Form DD-214;
* additional documentation is needed if the employee is taking voluntary early retirement or discontinued service retirement;
* documentation of the employee’s FEHB status and eligibility to continue coverage into retirement – in particular, that the retiring employee meets the requirement of FEHB coverage for the five years before retirement – must be included;
* and similarly, proof of coverage under FEGLI for the prior five years must be included to remain eligible under that program.
ask.FEDweek.com: Retirement Eligibility & FERS Minimum Retirement Age (MRA)