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2023 fedweek thrift savings plan handbook

TSP Investors Handbook, 8th Ed.

Original price was: $15.95.Current price is: $12.95.

This new 8th Edition guide is designed to help you take full advantage of the TSP, avoid costly mistakes, and understand the program’s rules and important dates to help set yourself up for a secure retirement.

Sale extd. thru 10/31

What's inside

We developed this new Eighth Edition TSP Investors Handbook to help you make informed decisions with your retirement nest egg – whether that be borrowing from yourself, getting the maximum amount of free money from the government into your account, or how to best draw down your account in retirement (i.e. when and how).

What is in this all-new handbook?

  • Recent changes to the TSP (and a rocky rollout).
  • New, more flexible withdrawal options and payroll withholding.
  • Roth TSP investing (tax-free withdraws to benefit more from compound interest).
  • Discover How TSP Design Impacts You: Dive into payroll withholding, rates, contributions, and explore tax treatments, Roth balances, your investment choices, and more.
  • Optimize Your Total Assets with TSP: Uncover the tax advantages, manage administrative costs, and align TSP with your overall retirement savings strategy, including IRAs and risk management.
  • Master Timing in TSP Investments: Learn strategies for account growth, maximizing your investments, and balancing risk with return by leveraging the L Fund and your specific time frame.
  • Get Answers to Your Investment Questions: Understand investment rules and details of funds such as G, C, F, S, I, and L, as well as how to track returns and handle interfund transfers.
  • Plan for a TSP Withdrawal: Focus on growing your current account balance and future investments to translate TSP savings into potential income.
  • Strategize Your Withdrawal Framework: Project federal retirement benefits, assess income goals, consider retirement duration, and decide the best timing for TSP withdrawal.
  • Evaluate Lump Sum Withdrawals and Annuities: Weigh the pros and cons along with their tax implications for an informed decision.
  • Consider Survivor Benefits Wisely: Analyze TSP death benefits, civil service, and social security survivor benefits to make the best survivor annuity choice.
  • Access Key TSP Contacts and Resources: Connect with the TSP Service Office, ThriftLine, explore the TSP website, and find essential forms.