Among the various types of insurance policies sold online, auto insurance is probably the type with which people are the most familiar. Insurance companies meanwhile have had the most experience in making online purchases of auto insurance an easy experience for users.
Even with auto insurance, though, a little caution may go a long way. If you shop online for auto insurance, be sure you’re comparing apples to apples. Make certain the deductibles and the maximum amounts of coverage are set at the levels you desire.
Confirm that a policy has the provisions or riders you’re looking for, such as uninsured motorist coverage. A policy might be less expensive, but only because it lacks features that you want or need.
Beyond auto insurance, other types of insurance can be suitable for online purchases if you are very comfortable about your knowledge of the product and confident that you know what you need. Often, it makes sense to use online sources for research so that you know more about what you want. Then you can contact an agent to put together and service the policy.