The Senate postal reform measure (S-2051) has been tweaked in many ways over time but it still would set up a separate health insurance program covering only postal employees and retirees. That would have unknown impacts on both them and on the rest of the current FEHB population. The plan would essentially be a carve-out within the FEHB, but there are varying views on whether the non-postal population would become a less favorable risk pool for the carriers or a more favorable one, with the impact on premiums varying accordingly. Postal retirees meanwhile would be required to enroll in Medicare Parts B (physicians and related services) and Part D (prescription drugs). Many retirees who have FEHB coverage elect Part B because each provides certain coverage that the other doesn’t, but others choose not to enroll in Part B because of the dditional monthly premium. Fewer elect Part D because prescription drug coverage is a basic element of FEHB, although some carry both regardless of the additional premium for Part D. Further, there would be a government-wide reform of injury compensation policies designed to move recipients to regular retirement benefits once they reach eligibility, an idea the administration backed for several years but recently has abandoned.