How the Consumer Driven Health Plan works for you.

• Your PCA is funded for you to use each year. Benefits dollars cover your first $1,200 ($2,400 for a family) of health care and pharmacy expenses at 100% with no copays.
• If you don’t use all of your PCA funds during the year, the remaining balance rolls over to the next year.
• Up to $400 (single) and $800 (family) of your PCA can be used for dental or vision care.
• Preventive care is 100% covered in-network and is not subtracted from your PCA.
• All Plan Members have direct access to a wide range of support services – online or by phone.

What the Consumer Driven Health Plan does for you.

Cuts costs.

• Some of the lowest premiums available to Federal employees.
• No premium increases over last year.
• Personal Care Account (PCA) is funded to $1,200 ($2,400 family) and covers 100% of medical expenses while funds are available.
• Your PCA will provide more funds than you’ll pay in annual premiums.

Not corners.

• 100% preventive coverage for in-network physicians and hospitals.
• Network includes 2 out of every 3 physicians and 3 out of every 4 hospitals in the nation.
• Health Coaching, your own website, and other resources help you make the smartest possible health care decisions.

Employee Contributions

Consumer Driven Health Plan

Postal Premium (biweekly)

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Self only (474) $18.40

Self + Family (475) $39.99

Non-Postal Premium (biweekly)

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Self only (474) $40.89

Self + Family (475) $88.60

Annuitant (monthly)

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Self only (474) $88.87

Self + Family (475) $192.55

The rates above do not apply to all enrollees. If you are in a special enrollment category, please refer to your 2007 FEHB Guide or contact the agency that maintains your health benefits enrollment. This is a summary of benefits and features of APWU Health Plan. All benefits are subject to the definitions, limitations, and exclusions set forth in the Plan’s Brochure (#).

Want to know more?

To find out more about the Consumer Driven Health Plan from the APWU Health Plan, please visit http://www.definityhealth.com or call 1.866.UDEFINE (1.866.833.3463) and speak with a representative.

This is a summary of benefits and features of APWU Health Plan. All benefits are subject to the definitions, limitations, and exclusions set forth in the Plan’s Brochure (#RI 71-004).