More information. More flexibility. More choices. More control. THE CONSUMER DRIVEN HEALTH PLAN FROM THE APWU HEALTH PLAN. THE ONE THAT GIVES YOU MORE.

Consumer Driven Health Plan gives you more of what you need to make the smartest health care decisions for you and your family

• 100% preventive coverage for in-network physicians and hospitals
• Consumer Driven Health Plan Personal Care Account (PCA) covers 100% of medical expenses while dollars are available
• Network includes 2 out of every 3 physicians and 3 out of every 4 hospitals in the nation
• 90% of Consumer Driven Health Plan members re-enroll
• Your Consumer Driven Personal Care Account provides more funds than you’ll pay in annual premiums – so you get more than you put in

  	Postal Premium (bi-weekly)	Non-Postal Premium (bi-weekly)	Annuitant (monthly)
  Consumer-Driven Health Plan Self Only	$18.40	$40.89	$88.60
  Consumer Driven Health Plan Self + Family		$92.00	$199.33

  The rates above do not apply to all enrollees. If you are in a special enrollment category, please refer to your 2006 FEHB Guide or contact the agency that maintains your health benefits enrollment.

  This is a summary of benefits and features of APWU Health Plan. All benefits are subject to the definitions, limitations, and exclusions set forth in the Plan’s Brochure (RI 71-004).

  HERE’S HOW THE PLAN WORKS:

  A Personal Care Account (PCA) is funded for your use each year. Benefit dollars in this account cover your first $1,200 ($2,400 for a family) of health care and pharmacy expenses at 100% with no copays. And your Consumer Driven Health Plan Personal Care Account provides you more funds than you’ll pay in annual premiums – so you get more out than you put in.

  If you don’t use all of your PCA funds during the year, the balance rolls over to the next year. And each year up to $400 (single) and $800 (family) of the Personal Care Account can be used for dental or vision care.

  TO LEARN MORE ABOUT THE CONSUMER DRIVEN HEALTH PLAN FROM THE APWU Health Plan, please visit http://www.definityhealth.com (Below are the ID’S AND PASSWORDS TO LOGIN) ID =APWUHP; PASSWORD=HPINFO OR call 1.866.UDEFINE (1.866.833.3463) and speak with a Definity Representative.

  This is a summary of benefits and features of APWU Health Plan. All benefits are subject to the definitions, limitations, and exclusions set forth in the Plan’s Brochure (RI 71-004).