THE CONSUMER DRIVEN HEALTH PLAN FROM THE APWU HEALTH PLAN GIVES YOU MORE THAN YOU PUT IN

More and more Federal and Postal employees are taking a serious look at the Consumer Driven Health Plan option offered once again by the American Postal Workers Union (APWU) Health Plan and administered by Definity Health.

• Why have over 20,000 people signed up for the Consumer Driven Health Plan?
• 100% preventive coverage for in-network doctors and hospitals
• 100% coverage for vision and dental care up to plan maximums
• No upfront deductibles
• APWU Health Plan-funded Personal Care Account – Available on day one
• And your Consumer Driven Health Plan Personal Care Account
• provides you more funds than you’ll pay in annual premiums –
• so you get more out than you put in.
• No copays (and no referrals either)
• Nationwide network with over 450,000 doctors
• Low premiums for postal employees, federal employees and annuitants
• First year’s Associate Member Fee is waived for new, non-postal Associate members
• 90% of all members re-enroll
• More information, tools and resources to help you make the smartest
• health care decisions – including educational and cost comparison
• tools, Health Coaching, even your own private website.

HERE’S HOW THE PLAN WORKS:

A Personal Care Account (PCA) is funded for your use each year. Benefit dollars in this account cover your first $1,200 ($2,400 for a family) of health care and pharmacy expenses at 100% with no copays.

If you don’t use all of your PCA funds during the year, the balance rolls over to the next year. And each year up to $400 (single) and $800 (family) of the Personal Care Account can be used for dental or vision care.

Preventive care is covered at 100% in-network and is not subtracted from your Personal Care Account.

And all Plan Members have direct access to a wide range of support resources – online and by phone – including nurse Health Coaches available anytime you need them.

To learn more about the Consumer Driven Health Plan from the APWU Health Plan, please visit

http://www.definityhealth.com Login as ID = APWUHP; Password =HPINFO or call 1.866.UDEFINE (1.866.833.3463) and speak with a Representative.

This is a summary of benefits and features of APWU Health Plan. All benefits are subject to the definitions, limitations, and exclusions set forth in the Plan’s Brochure (RI 71-004).