After a down month in October, all three stock-oriented Thrift Savings Plan funds posted gains in November. The small company (S) fund gained 4.72 percent, the large company stock (C) fund rose 3.75 percent and the international stock (I) fund gained 2.44 percent, for 12-month returns of 14.64, 8.41 and 13.35 percent, respectively. The bond (F) fund gained 0.38 percent and the government securities (G) fund rose 0.36 percent, for 12-month gains of 2.42 and 4.42 percent, respectively. The monthly returns on the lifecycle (L) funds were: 2040, 3.08 percent; 2030, 2.8; 2020, 2.42; 2010, 1.89; and income, 1.03.