A higher “credit score” can mean lower interest rates and better deals on everything from credit cards to a new car, insurance, or a home. You also can expect faster credit approval and higher credit limits. How can you raise your score?

Check your credit. Get your credit report from Equifax (800-685-1111), Experian (888-397-3742), or Trans Union (800-888-4213), the three major agencies. If there are any errors, you may need to work with all three to get them cleared up.

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