If the high price of gasoline has you thinking about cutting costs, hold onto your current auto.

The least expensive car you can drive is the one you already own.


When your current car payments end, keep making the same monthly payments into a money market

fund. Then, when the maintenance payments on your current car start to rise, use that fund, plus

the trade-in value on your existing car, to buy your next car with a small (or even no) loan.


At that point, don

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