Federal Long-Term Care Insurance Available

“Long-term care insurance isn’t just for old age — nearly 40 percent of people needing long-term care are under age 65,” said Janet Thomas, human resources specialist at Randolph Air Force Base, Texas. The Federal Long-Term Care Insurance Program provides protection from the potentially high cost of long-term care, she added. Those eligible for the program include:

• Active and retired service members;

• Active members of the Selected Reserve;

• Retired “gray area” reservists;

• Federal employees and annuitants;

• Separated federal employees with title to a deferred annuity;

• Compensationers receiving compensation from the Department of Labor;

• The current spouse of an eligible person;

• Adult children of living eligible people;

• Parents, parents-in-law and stepparents of living eligible people; and

• Surviving spouses receiving a survivor annuity.

For more information on the Federal Long-Term Care Insurance Program, call (800) 582-3337 or TTY (800) 843-3557, or visit www.ltcfeds.com.