The 2005 Social Security and Medicare Handbook For Federal
Employees & Retirees
Go to fedweek.spinrx.com to order yours
now, while inventory lasts!
“Both programs face substantial financing problems that
have put in question whether they will be able to continue
delivering the benefits that they have promised. That’s
why this new information is so important to you.”
Don Mace, Publisher
FEDweek
**********
The 2005 Social Security & Medicare Handbook for Federal
Employees and Retirees Just Published–
Expanded and Still Only $9.95! Go to
fedweek.spinrx.com to place your order
now or please continue reading for more information.
Dear FEDweek Reader:
SOCIAL SECURITY AND MEDICARE are easily the two most
misunderstood benefits that federal employees, postal
workers and retirees have. As you know with the recent
Presidential election debates, these two topics were
the most debated, with one goal in mind: We must continue to
provide these two benefits to all Americans indefinitely!
Federal employees and retirees have a large stake in the
outcome, even though they have separate retirement and
health insurance programs. Those programs are intertwined
with both Social Security and Medicare. Social Security
functions in a very different way than does the civil
service retirement program, with may traps lying in wait
for the unwary.
Also, the introduction of the Medicare prescription drug
benefit also raises new questions for federal employees
and retirees regarding whether they should keep coverage
under both programs in retirement–as most have
traditionally done–or whether they should instead place
all their eggs in the Medicare basket, saving on the
cost of maintaining FEHB coverage.
Such developments show that with Social Security and
Medicare playing so important a role in their financial
futures, federal employees and retirees must understand
just what types of benefits they are accumulating, what
level of benefits they might stand to receive and what
provisions might reduce their benefits, and how those
benefits interact with their other benefits–in sum, how
to best position themselves to get the most out of the
programs and how to protect themselves for the future.
In years past, these employees didn’t really need to
know too much about these programs because they were
under a separate retirement and disability
benefits package, the Civil Service Retirement System, and
didn’t stand to get benefits from Social Security. Social
Security and Medicare, largely were for somebody else–
not them.
NOT ANYMORE. All that changed several years ago and these
big changes in the benefits picture are just now hitting
home for many federal employees and postal workers–greatly
because the “baby-boomers” are approaching retirement now.
It’s vital that you understand just what types of benefits
you’re accumulating, what level of benefits and when you
stand to receive them, what provisions might
reduce or even eliminate them, and how they interact with
your other benefits-in sum, how to best position
yourselves to get the most out of these two key programs.
AGAIN, NEVER BEFORE HAS THERE BEEN SUCH A HUGE NEED FOR
THIS INFORMATION. THAT’S WHY FEDWEEK HAS JUST PUBLISHED THE
SOCIAL SECURITY/MEDICARE HANDBOOK FOR FEDERAL EMPLOYEES
& RETIREES FOR 2005.
Until now, there has never been a comprehensive,
easy-to-understand handbook for federal
employees and retirees that fully explains not only those
programs but also how they dovetail (and, in some cases,
conflict) with the federal government’s retirement and
health insurance programs. Take a look at a partial table
of contents for this informative handbook:
Section I: Social Security
- Overview
- Earning Credits
- Credit for Military Service
- Calculating Benefits
- The Windfall Elimination Provision
- The Government Pension Offset
- Social Security’s Role In Federal Retirement Benefits
- Social Security’s Role in Federal Retirement Decisions
- Family Benefits
- Survivors Benefits
- Social Security Disability Benefits
- Social Security and Federal Retirement
- Disability Benefits
- Supplemental Security Income
- After Benefits Begin
- The Earnings Test
- Taxation of Social Security Benefits
- Administrative Matters and Resources
Section II: Medicare
- Overview
- FEHB and Medicare
- Medicare Part A
- Medicare Part B
- Managed Care (HMOs)
- Medigap Policies
- Private Fee-for-Service Plans
- Rights, Protections and Appeals
- Frequently Asked Questions
- Important Resources
“This Social Security/Medicare Handbook fills a great need
for federal employees and retirees. You’ll find it very
useful, informative and indispensable. And we prepared it
just for you.”
Don Mace, Publisher
HOW TO GET YOUR 2005 SOCIAL SECURITY & MEDICARE HANDBOOK
FOR FEDERAL EMPLOYEES AND RETIREES
**********
The Cost of The Social Security/Medicare Handbook for Federal
Employees & Retirees is only $9.95 and you can place your secure
order online at fedweek.spinrx.com
or by calling our 24 hour toll-free order line (888) 333-9335.
You may also mail your order with payment of
$13.95 (9.95 plus $4.00 s&h) to:
FEDweek, PO Box 5519, Glen Allen, VA 23058.
**********
Important Note:
This publication is available in bulk quantities for
federal agency and library distribution with bulk
quantity discounts. You can see the quantity discounts
on our website fedweek.spinrx.com or ask
one of our representatives about them when you call our
order line (888) 333-9335.
FEDweek
Publisher, Don Mace
VP of Marketing, Kevin Couch
Website: www.fedweek.com
11541 Nuckols Rd. Suite D
Glen Allen, VA 23059
