Fedweek

The international stock I fund rose 2.82 percent in July for a 15.32 percent gain year to date. Image: Kuba Kwiatkowski/Shutterstock.com

The TSP’s large company stock C fund is up 20.62 percent on the year following a 3.21 percent gain in July, while the small company stock S fund reached a 19.3 percent gain year to date with a 5.91 percent gain last month.

The international stock I fund rose 2.82 percent in July for a 15.32 percent gain year to date.

For the last 12 months, they are up 12.96, 10.63 and 16.43 percent, respectively, although they remain below the peak levels of early 2022.

The bond F fund lost 0.7 percent in July; it is up 2.18 percent year to date but down 3.33 percent for the last 12 months. The always-gaining government securities G fund rose 0.34 percent last month and is up 2.26 on the year and 3.84 percent over the last 12 months.

The July returns for the lifecycle L funds were: Income, 1.09; 2025, 1.44; 2030, 2.18; 2035, 2.36; 2040, 2.54; 2045, 2.7; 2050, 2.86; 2055, 2060, 2065, 3.42. They are up 6.19 to 18.52 percent for the year and up from 6.23 to 23.9 percent for the last 12 months.

Does it make sense to periodically rebalance your investments in the Thrift Savings Plan? Most financial advisors would say “yes” and would go even further, suggesting that you rebalance other investment vehicles too (e.g., IRAs, taxable accounts, etc.). And based on when you expect to need your investments, you should come up with an asset allocation that fits your needs, writes John Grobe: https://www.fedweek.com/tsp/should-you-rebalance-your-tsp-investments/

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