Checking on LTC Eligibility

There has been some confusion in federal agencies regarding which employees are eligible to enroll in the FLTCIP. The Office of Personnel Management says that the best test is eligibility for Federal Employees Health Benefits program coverage. In general, if an employee is in a position that conveys eligibility for the FEHB, that employee is eligible to apply for FLTCIP coverage. There are two exceptions: Tennessee Valley Authority employees are eligible for FLTCIP, and District of Columbia government employees are not eligible for FLTCIP, regardless of FEHB eligibility. It does not matter if employees are actually enrolled in FEHB, only that they are eligible to enroll. OPM has not asked agencies to police this eligibility; employees self-certify their eligibility on their applications. The FEHB test applies only to active employees and not to other eligible groups. The LTC early enrollment opportunity continues through May 15; the regular open season begins July 1. To request an early enrollment kit, call 1-800-582-3337.