Dental/Vision Program Detailed

OPM has released further information regarding the benefits and premium structure of the upcoming Federal Dental and Vision Insurance Program. For vision coverage, all three plans will be national, each with high and standard options. Premiums also will vary according to the type of coverage elected—self only, self plus one (the “one” must be someone who would be eligible for FEHB coverage as a family member) and self and family. Biweekly premiums for self-only family range from $2.63 to $5.40, those for self plus one from $5.13 to $10.81 and those for self and family from $7.64 to $16.21. For dental coverage, there are four national carriers, two of which have high and standard options, and three regional carriers. Premiums will vary according to the type of coverage elected and according to “rating areas” established by the plans. Biweekly premiums range from $7.29 to $18.92 for self-only coverage, from $18.73 to $37.85 for self plus one, and from $28.09 to $56.77 for self plus family. Employees and retirees will be eligible to sign up for either, both or neither during the health open season running November 13-December 11.