Fedweek

There is a difference between how active employees and retirees are treated for purposes of determining coverage and premiums at the start of a new year under the Federal Employees Health Benefits program. For active employees the effective date is the first day of the first full pay period in January (payroll cycles vary; check with the payroll office). For annuitants the effective date is January 1, although the new premiums aren’t reflected until the payment they receive in February.