Eligibility Rules Clarified

Meanwhile, OPM has put out further guidance on eligibility for the LTC coverage addressing situations where the individual leaves a covered group. For example, those who take out a policy and then separate from federal service for reasons other than retirement will have their coverage continued (so long as they continue paying premiums). Family members who enrolled also will be able to continue their coverage. However, neither the individual nor an otherwise eligible family member will be allowed to enroll initially after the person separates for reasons other than retirement.