Fedweek

If you have five or more years of creditable civilian service, and don’t take a refund of your retirement contributions when you leave government, you’ll be eligible for a deferred annuity, writes benefits expert Reg Jones. “If you are a former CSRS employee, you can apply for one at age 62. If you are a former FERS employee, it depends on your years of service when you leave and your age,” he writes. You’ll find his column at https://www.fedweek.com/item-view.php?tbl=1&ID=605