If you retire under the so-called MRA+10 provision, your annuity will be reduced by 5 percent for every year (5/12 percent per month) that you are under age 62, writes benefits expert Reg Jones. "However, you can reduce or eliminate that penalty by postponing the receipt of your annuity," he writes. You’ll find his column at https://www.fedweek.com/item-view.php?tbl=1&ID=581.
Fedweek
Expert’s View: Postponed Annuities
By: fedweek