Expert

Those leaving government service without being eligible for an immediate annuity may be eligible for a deferred annuity, but there are disadvantages, writes benefits expert Reg Jones. "The longer the time that elapses between the day you leave and the day you are eligible for a deferred annuity, the more inflation will have taken its toll on your annuity benefit," he writes. You’ll find his column at https://www.fedweek.com/content/ev/index.php