FLTCIP Program Is the Model

In introducing her bill, Sen. Collins said modeled the system on the Federal Long Term Care Insurance Program, in which OPM similarly acts as contract administrator but actual coverage is provided by the insurance industry. As with FLTCIP, the measure seeks to leverage the purchasing power of a large population and use market-driven competition to hold down prices; also as with the FLTCIP, enrollees would pay the entire cost