No Open Season for FEGLI, FLTCIP

By: fedweek

For this open season, OPM has changed the way it presents benefits information, shifting the focus away from just FEHB to include information on other benefit programs, as well. However, there are two benefit programs that are not having open seasons, the FEGLI life insurance program and the FLTCIP long-term care insurance program. FEGLI has occasional open seasons, typically tied to changes in policies or changes in claims records that trigger a change in the premium structure; the most recent one was in 2004. FLTCIP has not had an open season since the program began in 2002. During a FEGLI open season, eligible persons can enroll or increase levels of coverage without having to meet certain requirements that otherwise apply to such changes. During the initial FLTCIP open season, eligible employees were subject only to a shortened form of underwriting.