OPM Promises Future LTC Open Seasons

The Office of Personnel Management says there will be future open seasons under the Federal Long Term Care Insurance Program, although they won’t be “on a regular or frequent basis” and no date has been set for the next one. Until now, OPM had not definitively said that there would be a future open season, although it had said there might be one or more. “We need to get through this open season first and evaluate the results,” OPM said in a message to agencies. Through December 31, active employees may sign up for coverage and be subject to only abbreviated underwriting (spouses of active employees are subject to two additional questions during the open season). Active employees and their spouses not applying during an open season will be subject to fuller underwriting-as are retirees, their spouses and certain other eligible family members at all times.