Login as ID=APWUHP; Password=HPINFO or call 1.866.UDEFINE
(1.866.833.3463) and speak with a Representative.
More and more Federal and Postal employees are taking a
serious look at the Consumer Driven Health Plan option
offered once again by the American Postal Workers Union
(APWU) Health Plan and administered by Definity Health.
Why have over 20,000 people signed up for the Consumer
Driven Health Plan?
100% preventive coverage for in-network doctors and hospitals
100% coverage for vision and dental care up to plan maximums
No upfront deductibles
APWU Health Plan-funded Personal Care Account – Available on day one
And your Consumer Driven Health Plan Personal Care Account
provides you more funds than you’ll pay in annual premiums –
so you get more out than you put in.
No copays (and no referrals either)
Nationwide network with over 450,000 doctors
Low premiums for postal employees, federal employees and annuitants
First year’s Associate Member Fee is waived for new, non-postal
Associate members
90% of all members re-enroll
More information, tools and resources to help you make the smartest
health care decisions – including educational and cost comparison
tools, Health Coaching, even your own private website.
HERE’S HOW THE PLAN WORKS:
A Personal Care Account (PCA) is funded for your use
each year. Benefit dollars in this account cover your
first $1,200 ($2,400 for a family) of health care and
pharmacy expenses at 100% with no copays.
If you dont use all of your PCA funds during the year,
the balance rolls over to the next year. And each year up
to $400 (single) and $800 (family) of the Personal Care Account
can be used for dental or vision care.
Preventive care is covered at 100% in-network and is not
subtracted from your Personal Care Account.
And all Plan Members have direct access to a wide range of
support resources – online and by phone – including nurse
Health Coaches available anytime you need them.
To learn more about the Consumer Driven Health Plan from the
APWU Health Plan, please visit
APWUHP; Password=HPINFO or call 1.866.UDEFINE (1.866.833.3463)
and speak with a Representative.
This is a summary of benefits and features of APWU Health Plan.
All benefits are subject to the definitions, limitations, and
exclusions set forth in the Plan’s Brochure (RI 71-004)
