More and more Federal and Postal employees are taking a serious look at the Consumer Driven Health Plan option offered once again by the American Postal Workers Union (APWU) Health Plan and administered by Definity Health.
- Why have over 20,000 people signed up for the Consumer Driven Health Plan?
- 100% preventive coverage for in-network doctors and hospitals
- 100% coverage for vision and dental care up to plan maximums
- No upfront deductibles
- APWU Health Plan-funded Personal Care Account – Available on day one
- And your Consumer Driven Health Plan Personal Care Account
- provides you more funds than you’ll pay in annual premiums –
- so you get more out than you put in.
- No copays (and no referrals either)
- Nationwide network with over 450,000 doctors
- Low premiums for postal employees, federal employees and annuitants
- First year’s Associate Member Fee is waived for new, non-postal Associate members
- 90% of all members re-enroll
- More information, tools and resources to help you make the smartest
- health care decisions – including educational and cost comparison
- tools, Health Coaching, even your own private website.
HERE’S HOW THE PLAN WORKS:
A Personal Care Account (PCA) is funded for your use each year. Benefit dollars in this account cover your first $1,200 ($2,400 for a family) of health care and pharmacy expenses at 100% with no copays.
If you don’t use all of your PCA funds during the year, the balance rolls over to the next year. And each year up to $400 (single) and $800 (family) of the Personal Care Account can be used for dental or vision care.
Preventive care is covered at 100% in-network and is not subtracted from your Personal Care Account.
And all Plan Members have direct access to a wide range of support resources – online and by phone – including nurse Health Coaches available anytime you need them.
To learn more about the Consumer Driven Health Plan from the APWU Health Plan, please visit
http://www.definityhealth.com Login as ID = APWUHP; Password =HPINFO or call 1.866.UDEFINE (1.866.833.3463) and speak with a Representative.
This is a summary of benefits and features of APWU Health Plan. All benefits are subject to the definitions, limitations, and exclusions set forth in the Plan’s Brochure (RI 71-004).
