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Thursday, October 23rd, 2025
Federal Employee Handbooks

Financial & Estate Planning

Prepayment Puzzle

Published: March 1, 2008
More in: Financial & Estate Planning
By: fedweek

As you head into retirement, should you pay down your mortgage, reducing your debt burden? Or should you hold onto your mortgage, retaining your tax deductions and freeing up cash for other purposes?

In part, that

More in: Financial & Estate Planning
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Issue Briefs What Goes Into Your Federal Annuity and How to Boost It
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Questions forum

Retirement & Financial

  • Lifecycle Funds Help Smooth over Flaws in Retirement Saving, Says Report

    Retirement savers tend to have a too-negative attitude toward the potential risks and returns of […]

  • What’s in a Lump-Sum Payment of Unused Annual Leave

    If you leave government, you’ll receive a lump-sum payment for all your accrued annual leave. […]

More in Retirement & Financial

TSP

  • Rethinking the Investing “Rules” Feds Are Told to Follow — Especially for Your TSP

    Rules: We follow them, we complain about them, and they influence our decisions in many […]

  • 2025 TSP Rollercoaster and the G Fund Merry-go-Round

    During my 38 years of being a Thrift Saving Plan (TSP) participant, I have been […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Sep1.18%%2.14%2.50%2.79%0.35%1.09%3.65%2.04%3.16%
YTD7.50%%12.39%14.15%15.61%3.34%6.14%14.80%11.18%25.34%
10yr5.08%%8.90%9.96%10.88%2.71%1.95%15.28%11.38%8.53%
View TSP chart
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