Expert’s View

One of the best features of the Federal Employees Health Benefits program is your annual opportunity to select a plan …More

In my last two articles, I wrote about the age and service combinations governing CSRS and FERS retirement. In both …More

Last week I went over the retirement eligibility rules for CSRS employees. This time I’ll focus on the ones for …More

More than any other federal employees, those who are covered by CSRS are the most likely to be eligible to …More

On October 4, OPM announced that the 2018 Federal Employees Health Benefits Open Season will run from November 13 to …More

Last week I wrote about the life and health benefits available to your children if you die. This week I …More

Over the last two weeks, I’ve written about survivor annuities provided to children who meet the necessary criteria, including those …More

In most cases, the survivor benefits for children end at age 18. Although they can be extended to age 22 …More

On April 26 and May 3 I wrote about the survivor benefits provided to the spouses of deceased federal employees …More

Last week I wrote about the benefits implications for federal employees and retirees who get married. This time I want …More

With all the uncertainty surrounding this year’s Republican budget proposals and their potential effect on federal employees and retirees, I …More

The other day, a federal employee who had just put in enough time to move from career-conditional to career status …More

Last week I wrote about the dates that control the creditability of military service in determining your eligibility to retire …More

Last time I wrote about birth dates and service computation dates. This time I want to point out the dates …More

The dog days of summer coupled with the stumbling start of a new administration make this a good time to …More

No, this isn’t going to be a run down on all the age and service combinations needed to retire under …More

When you work for the federal government, there’s a standard answer to most questions: It all depends. That’s especially true …More

I’ve written about the rules governing the Voluntary Early Retirement Authority (VERA), deferred annuities, and the MRA+10 provision. This time …More

Over the last two weeks, I’ve spelled out the rules governing employees who retire on an immediate annuity under the …More

Last week I wrote about employees who are eligible to retire under the Voluntary Early Retirement Authority (VERA). This time …More

Since the opening days of the Trump administration, tensions have continued to rise in the workforce. Employees are asking, “Are …More

Last week I wrote about life insurance in retirement. This week I want to finish this series with an article …More

Last week I wrote about the annuities available to the surviving spouses of federal employees. This week I’ll explain the …More

If you die while employed by the federal government and are married, your spouse will be entitled to a survivor …More

Last week I wrote about how retiree annuities are calculated. This time I want to explain what cost-of-living adjustments are, …More

In this article I want to show you how to calculate your annuity, an exercise that starts off as straight-forward …More