Expert’s View

In the Federal Long-Term Care Insurance Program, every seven years, OPM is required to ask for bids to continue the …More

Yes, I know. The numbers of CSRS employees are diminishing. But there are still enough of you in the workforce …More

In recent articles I’ve written about several long-standing little-known but important benefits policies. This time I want to explore something …More

When the Federal Employees Retirement System was created, it included a provision that allowed all retiring employees – both CSRS …More

Several times recently I’ve written about annual leave, including how you accrue more of it annually after passing certain thresholds …More

Hardly a day goes by without federal employees asking me if they should accept their agency’s offer of early retirement. …More

Last week I wrote about how much federal service you had to have to be vested in the retirement system. …More

It continues to amaze me how many people have recently entered government and within a few months ask me when …More

Questions about the Windfall Elimination Provision and the Government Pension Offset never end. The WEP and GPO continue to be …More

I’m ending this series on life events on a more somber note. The inevitable question is this. What happens to …More

This is the third in a series of articles about life events and how they might affect you. I started …More

Last week I wrote about the benefits available to those federal employees who move from single to married status. This …More

Certain life events either enable or require you to make changes in your federal benefits to your best advantage—immediately, in …More

Last week I wrote about annual leave; this time I want to write about another high-value benefit: sick leave. It …More

You receive a lot of benefits as a federal employee. And one of the best of these is annual leave. …More

The 2016 FEHB open season ran from November 9 through December 14, 2015. However, the addition of a new enrollment …More

Over the past three weeks, I’ve written about how CSRS, CSRS-Offset and FERS employees can find out if they are …More

Unlike CSRS or CSRS Offset, FERS is a three-tiered retirement system. It contains a defined benefit plan, like CSRS, plus …More

Last week I told you how to calculate a CSRS annuity. This time, I want to explain how the annuities …More

Yes, I know. Everyone who was eligible to retire and wanted to leave did so last year. So why am …More

What would happen to your retirement benefits, your life insurance, and your Thrift Savings Plan account if you were to …More

For this year OPM, for the first time in history, introduced a new enrollment category in the Federal Employees Health …More

This just in from the Department of Bright Ideas, one that resurfaces from time to time and has again recently. …More