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Wednesday, September 17th, 2025
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Best Date to Retire—Last-Minute Considerations

Published: December 9, 2015

I know it’s late in the year to bring this up again. However, for those of you who are eligible …More

Annual Leave Carryover

Published: December 2, 2015

The end of the 2015 leave year is January 9, 2016. So it’s time to find out how much annual …More

The Downsides of FERS

Published: November 25, 2015

I got an e-mail from one of my readers that brought me up short. He pointed out that I’ve had …More

The Best Date to Retire

Published: November 18, 2015

It’s that time of year again. The time when retirement-eligible employees begin to wonder if they should retire, and if …More

Self Plus One Revisited

Published: November 11, 2015

I wrote about the new self plus one option in the Federal Employees Health Benefits program in my October 7 …More

FEHB Open Season at Hand

Published: November 4, 2015

This year’s federal employees health benefits open season runs from November 9 through December 14, with an effective date of …More

FEHB and FEGLI Benefits on Retirement

Published: October 28, 2015

Over the last three weeks, I’ve focused on the FEHB program, with emphasis on the new self plus one option. …More

FEHB Premiums 2016

Published: October 21, 2015

The word is out on FEHB premium rate changes for 2016. But there’s more to know than just the raw …More

Self Plus One Questions Answered

Published: October 14, 2015

As I mentioned last week, the self plus one option in the FEHB program is now a reality and will …More

The Self Plus One Option – I

Published: October 7, 2015

Self Plus One. It’s the latest FEHB option. What was once a pipe dream is now a reality and will …More

Going Back to Work for the Government – Benefits Impact

Published: September 30, 2015

Last week I filled you in on what happens to your annuity if you retire and go back to work …More

Going Back to Work for the Government – Annuity Impact

Published: September 23, 2015

After you’ve retired you may want to go back to work for the government. The big question is this: “What …More

Figuring Out Your Annuity

Published: September 16, 2015

Over the last few weeks, I’ve provided you with the information needed to determine if you are eligible to retire …More

Your High-3

Published: September 9, 2015

Last week I explained what’s included in Basic pay, and what isn’t. Since your annuity will be based in large …More

What’s In and Out of Basic Pay

Published: September 2, 2015

Age and length of service are the two things that determine if you are eligible to retire. Your Basic pay …More

Creditable Military Service – Military Plus Civilian

Published: August 26, 2015

Last week I pointed out the most common types of civilian employment that are creditable for retirement purposes. This week …More

The Most Common Types of Creditable Civilian Service

Published: August 19, 2015

Last week I wrote about the age and service requirements needed to retire. This time I want review the most …More

When You Will Be Eligible to Retire

Published: August 12, 2015

Here’s a string of questions you need answers to: When am I eligible to retire? How much service do I …More

To Cash Out, or Not, on Separation

Published: August 5, 2015

Here the situation. You are thinking of leaving government without immediate eligibility for an annuity. One big question you have …More

Self Plus One FEHB Questions Answered

Published: July 29, 2015

E-mails from readers have revealed how confused they are about the self plus one option that’s being added to the …More

What’s Included in Your High-3

Published: July 22, 2015

When you retire, a key element in your annuity computation will be your high-3. That’s the average of your highest …More

Proposed Increase in Locality Pay Rate Areas

Published: July 15, 2015

There have always been areas of the country where non-federal pay has been higher than that for GS employees. To …More

Phased Retirement – How It Affects Other Benefits

Published: July 8, 2015

If you are interested in participating in the phased retirement program, you need to know how it would impact your …More

Phased Retirement – How You Can Participate

Published: July 1, 2015

If you want to participate in phased retirement and are eligible to do so, you’ll need to find out if …More

Phased Retirement – An Update

Published: June 24, 2015

Federal employees could begin filing applications for phased retirement beginning on November 6, 2014. However, that didn’t mean that agencies …More

Benefits Bills on the Congressional Plate

Published: June 17, 2015

Alert! While you were busy doing what you do at work or home, the Congress was busy thinking up things …More

The 80 Percent Annuity Limit

Published: June 10, 2015

This week I want to write about a really determined group of workers. I’m talking about Civil Service Retirement System …More

Deciding Whether to Make a Service Credit Deposit

Published: June 3, 2015

The last two weeks, I’ve written about the creditability of active duty service in the armed forces, how it affects …More

Deposits to Get Credit for Active Duty Service

Published: May 26, 2015

Last week I pointed out that you could get credit for active duty service in the armed forces in determining …More

Credit for Active Duty Service

Published: May 19, 2015

“Can I get credit for active duty service in the armed forces and have it used in determining my length …More

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Questions forum

Retirement & Financial

  • New ‘Senior Deduction’ Doesn’t Directly Reduce Taxes on Social Security Benefits, Report Stresses

    A report for Congress says that the new “senior deduction” in the recently enacted tax […]

  • FERS Supplement vs The 10% Pension Bonus

    Federal employees enjoy many benefits in retirement. Two great benefits are the FERS supplement and […]

More in Retirement & Financial

TSP

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    I was born in November.  So, this August I received a notice from the Social […]

  • Taxes Due on In-Plan Roth Conversions Cannot be Taken From TSP Money

    Don’t forget, the TSP is going to allow in-plan Roth conversions beginning in January 2026.  […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Aug1.12%%1.97%2.29%2.55%0.37%1.19%2.03%4.08%3.95%
YTD6.24%%10.04%11.37%12.47%2.98%4.99%10.76%8.96%21.50%
10yr4.91%%8.42%9.40%10.23%2.69%1.92%14.58%10.61%7.63%
View TSP chart
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