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Federal Employee Handbooks

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Understanding FEDVIP: the Federal Employees Dental and Vision Program

Published: May 27, 2025

The Federal Employees Dental and Vision Insurance Program (FEDVIP) offers employees, annuitants, and certain family members expanded dental and vision …More

How to Plan for FERS Supplement & High-3 Changes

Published: May 20, 2025

Planning for retirement as a federal employee can be a complex process, especially when considering the nuances of the Federal …More

Is Early Retirement for You? Check the Rules

Published: May 13, 2025

Early retirement is a siren call for many federal employees. It conjures up a vision of getting a quick retirement …More

What to Do as a Federal Employee if Your Spouse Passes Away

Published: May 2, 2025

The loss of a spouse is one of the most emotionally devastating events anyone can experience. For federal employees, grief …More

Understanding Leave Without Pay

Published: April 22, 2025

Leave without pay (LWOP) is a temporary absence from duty that you have the right to request. While the approval …More

sick leave federal

Basics of Sick Leave for Federal Workers – How to Earn and Use

Published: April 15, 2025

Along with annual leave, sick leave is a very valuable benefit for federal employees, providing paid, job-protected time off for …More

A Primer on Annual Leave, One of the Best Federal Benefits

Published: April 8, 2025

I probably don’t have to tell you that annual leave is one of the best benefits of federal employment. But …More

Computation Date: The Difference Between RSCD and SCD and Where to Find Them

Published: April 1, 2025

When planning for retirement as a federal employee, understanding the difference between your Service Computation Date (SCD) and your Retirement …More

The FEHB Program in Retirement

Published: March 4, 2025

The three basic elements of the Federal Employees Health Benefits program are who can enroll, how much it costs, and …More

What Federal Benefits Can My Spouse, Children, Parents Inherit

Published: February 19, 2025

As a federal employee, you’ve worked hard to earn benefits that provide financial security for you and your family. But …More

Getting the Best Insurance Coverage as a Federal Employee

Published: February 4, 2025

Federal employees enjoy access to a variety of insurance options designed to meet their unique needs. These include the Federal …More

Deferred and Postponed Annuities Under CSRS and FERS

Published: January 28, 2025

Updated: Most federal employees retire when they have the right combination of age and service to do so. However, there …More

Deposits to Capture Credit for Military Service

Published: January 5, 2025

Federal employees with military service time: Attention! If you served in the armed forces and will be eligible for Social …More

2025 By the Numbers: Social Security and Full Retirement Age

Published: December 23, 2024

Your Social Security Full Retirement Age (FRA) is an age set by Social Security, and it varies based on your …More

What Happens after You Submit Your Retirement Application

Published: December 16, 2024

Once you separate from your agency, it will begin the process of getting your retirement application to OPM. If it …More

Want to Un-Retire? Returning to Work for the Government

Published: December 10, 2024

I’ve written a lot about all the things that go on from the time you decide to retire until you …More

Crucial Last Checks before Retiring

Published: December 3, 2024

Leaving with style not only makes a good impression on those you leave behind, but it also means that you …More

11 FAQs: Open Season & PSHB/FEHB Switchover

Published: November 29, 2024

Updated: If you’re a post office employee or retiree, you’re probably aware by now that all USPS employees and retirees …More

Retiring With Style After a Federal Career

Published: November 26, 2024

Congratulations to those of you who have decided to retire. Now it’s time to focus on the final steps, including …More

USPS Medicare Part B will Have a Big Financial Impact

Published: October 25, 2024

As you may have heard by now, major changes are coming to Post Office health insurance plans in 2025 as …More

Court Orders Affecting Federal Retirement Benefits

Published: October 15, 2024

I often get questions from employees who are facing divorce. They want to know what the rules are and how …More

Within-grade Increases vs Quality Step Increases

Published: October 8, 2024

Let’s get back to basics on an important feature of federal pay. Most federal employees are under a grade-and-step salary …More

How to Calculate an Ex-Spouse’s Portion of an Annuity

Published: October 1, 2024

I recently read a question that a reader posted that got me thinking, and I’ve rewritten it to clear away …More

Are You Ready to Retire?

Published: September 24, 2024

It’s that time again. Autumn is arriving and tens of thousands of employees are starting to wrestle with the question, …More

Benefits For Those With Less Than A Full Federal Career

Published: September 9, 2024

Last week I wrote about employees who spend a full career in federal service and retire when they meet the …More

Full Retirement for Federal Employees; CSRS, FERS + Supplement

Published: September 3, 2024

It’s time to get back to basics. Many of you have asked me how your retirement will be calculated when …More

How Your Annuity Is Treated For Tax Purposes

Published: August 27, 2024

There’s a lot of confusion about how a federal employee’s annuity is treated when it comes to federal taxes. Years …More

August Check Up: Postal Service Health Benefits Plan

Published: August 23, 2024

If you’re a Post Office employee or retiree (annuitant), you’ve probably heard by now that the Post Office is set …More

Credit for Military Service for Federal Retirement Annuities

Published: August 20, 2024

Time spent on active duty in the Armed Forces of the United States can be added to your federal employment …More

FEHB Coverage for Young Adult Children

Published: August 6, 2024

It’s a given that children who are covered under a parent’s FEHB self and family or self plus one options …More

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Questions forum

Retirement & Financial

  • Senators Push Back on SSA Interpretation of Back Payments under GPO-WEP Repeal Law

    As many as several million people have not received full back payments related to the […]

  • Why Dec 31 is the Most Popular Federal Retirement Date

    When federal employees begin planning their exit from government service, one date consistently emerges as […]

More in Retirement & Financial

TSP

  • FERS, TSP and Leaving a Federal Job Before Retirement Age

    Not everyone who starts a federal career will end up still being a federal employee […]

  • OK, FERS and TSP, but What About Social Security Retirement Income?

    Last summer I received a notice from the Social Security Administration that my new statement […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2030L 2035L 2040L 2050G FundF FundC FundS FundI Fund
Mar-1.66%-3.67%-4.29%-4.69%-5.37%0.34%-1.77%-4.98%-4.58%-9.35%
YTD0.26%-0.56%-0.82%-0.99%-1.29%1.04%0.04%-4.34%-1.22%1.84%
10yr5.07%8.67%9.68%10.55%2.82%1.79%14.13%10.98%9.15%
View TSP chart
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