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Saturday, August 20th, 2022
Federal Employee Handbooks

Publisher’s Perspective

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What’s Risky about Retirement

Published: July 27, 2022

Much of retirement preparation focuses on what the individual hopes for in retirement. Common desires include more travel, spending more …More

Nevermind Five O’Clock: It’s Saturday Somewhere

Published: July 6, 2022

The song “It’s Five O’ Clock Somewhere” popularized by Jimmy Buffett often is viewed as being about drinking: as that’s …More

Your Retirement: A Slope or a Cliff?

Published: June 1, 2022

It’s been increasingly common in recent years to describe retirement as a process rather than a point, the idea being …More

The Pay-to-Play TSP (Published: May 3, 2022)
Decision to Retire Not Just a Matter of Numbers (Published: April 6, 2022)
Deciding Whether to Use TSP Window Won’t Be an Open and Shut Case (Published: February 22, 2022)
The Federal Retirement Deal (It’s Good) (Published: February 1, 2022)
Everybody Talks about the Social Security Funding Problem but . . . (Published: January 6, 2022)
Some New Year’s Resolutions for OPM (Published: December 1, 2021)
Emotional Retirement Decision-Making (Published: November 1, 2021)
Spending Your Retirement, or Maybe Not (Published: October 6, 2021)
Cheering a Big COLA in 2022 Like Rooting for Inflation? (Published: August 31, 2021)
FEHB: Draining the (Premium) Pool (Published: July 28, 2021)
FEHB vs Private Insurance: The Never Ending Comparison (Published: June 30, 2021)
Whose TSP Is It Anyway? (Published: May 26, 2021)
What it Takes to Be an Average Retiree (Published: May 6, 2021)
Retirements Dropped Last Year, Will Trend Continue? (Published: April 8, 2021)
The Best Time to Start Saving for Retirement (Published: March 3, 2021)
Financial Leakage and Other Costs of the Pandemic (Published: February 4, 2021)
Voluntarily Preparing to End Your Career Involuntarily (Published: January 12, 2021)
Fed Benefits: Happy Days or Curb Your Enthusiasm? (Published: December 3, 2020)
Retiree Personnel Services “Major” Management Challenge for OPM (Published: November 5, 2020)
Demography and Destiny: The Federal Benefits Considered Most Important by Age (Published: October 7, 2020)
In Danger of Living Too Long? Welcome to “Longevity Risk” (Published: September 9, 2020)
Feeling Less than Confident about Retirement? (Published: August 13, 2020)
Time to Change COLA Brands for FERS & CSRS? (Published: July 16, 2020)
Federal Benefit of the Century; Retirement Annuity Turns 100 (Published: June 11, 2020)
Could a Cafeteria Approach to Federal Benefits Be on Offer? (Published: May 11, 2020)
OK, Boomers Might Delay Retirement Like its 2009 (Published: April 7, 2020)
‘Wait, There’s More!’ in That Cherry-Picked CBO Report on Pay (Published: March 5, 2020)
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Questions forum

Retirement & Financial

  • Study Lists Positive, Negative Associations with Retirement

    A study has found that the three positive words or phrases that working age people […]

  • What Your Retirement Statement Tells You

    The statement you received from the Office of Personnel Management when your CSRS or FERS […]

More in Retirement & Financial

TSP

  • Your FERS Annuity is Worth More Than You Think

    How much is your FERS annuity worth? More than you think it is! FERS is […]

  • Beware Recency Bias When Thinking About Your Retirement

    You’ve seen the investment disclaimer before – past performance does not guarantee future results. The […]

View TSP chart

Retirement Benefits

  • Survivor Benefits Can Be Payable upon a Death in Service as Well as After

    While most of the focus on survivor benefits is on continued payments to survivors on […]

  • The Choice between Voluntary and ‘Discontinued Service’ Retirement

    A discontinued service retirement is one in which you are forced to retire, usually in […]

More in Retirement Benefits

Financial & Estate Planning

  • Some Things to Consider about Setting Up a Living Trust

    Any trust created while the grantor is alive is a “living trust” but the term […]

  • Some “Don’ts” of Estate Planning

    When you’re developing an estate plan, avoid these common errors: * Don’t give away assets […]

More in Estate Planning

Retirement Policy

  • Special Policies for Retirees in FEDVIP Program

    You generally may keep dental and/or vision coverage under the Federal Dental and Vision Insurance […]

  • Making Payments to Gain Credit for ‘Non-Deduction Service’

    Some federal employees have periods of service during which retirement deductions were not withheld from […]

More in Retirement Policy

Taxes & Insurance

  • Keeping Your Children Insured while away at College

    If have a student living away from home for college or will starting in the […]

  • Tax Considerations when Investing on Behalf of a Child

    For those with minor children, there are several strategies to pursue for better tax management […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
YTD-2.74%%-8.53%-10.48%-12.13%1.41%-7.86%-12.58%-20.48%-14.77%
Jul2.21%%5.00%5.92%6.71%0.26%2.47%9.22%10.32%5.15%
1 yr-1.19%%-5.62%-7.24%-8.64%2.02%-8.87%-4.64%-21.59%-13.46%
View TSP chart
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