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Thursday, October 9th, 2025
Federal Employee Handbooks

Publisher’s Perspective

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The Pay-to-Play TSP

Published: May 3, 2022

Several years back a touring pro golfer was asked by an interviewer for a magazine article what the starting salary …More

Decision to Retire Not Just a Matter of Numbers

Published: April 6, 2022

So much of the focus on retiring from the federal government is on numbers that one could easily conclude that …More

Deciding Whether to Use TSP Window Won’t Be an Open and Shut Case

Published: February 22, 2022

For decades, tobacco products have carried warnings about the health hazards of using them. Also for many years, cups for …More

The Federal Retirement Deal (It’s Good) (Published: February 1, 2022)
Everybody Talks about the Social Security Funding Problem but . . . (Published: January 6, 2022)
Some New Year’s Resolutions for OPM (Published: December 1, 2021)
Emotional Retirement Decision-Making (Published: November 1, 2021)
Spending Your Retirement, or Maybe Not (Published: October 6, 2021)
Cheering a Big COLA in 2022 Like Rooting for Inflation? (Published: August 31, 2021)
FEHB: Draining the (Premium) Pool (Published: July 28, 2021)
FEHB vs Private Insurance: The Never Ending Comparison (Published: June 30, 2021)
Whose TSP Is It Anyway? (Published: May 26, 2021)
What it Takes to Be an Average Retiree (Published: May 6, 2021)
Retirements Dropped Last Year, Will Trend Continue? (Published: April 8, 2021)
The Best Time to Start Saving for Retirement (Published: March 3, 2021)
Financial Leakage and Other Costs of the Pandemic (Published: February 4, 2021)
Voluntarily Preparing to End Your Career Involuntarily (Published: January 12, 2021)
Fed Benefits: Happy Days or Curb Your Enthusiasm? (Published: December 3, 2020)
Retiree Personnel Services “Major” Management Challenge for OPM (Published: November 5, 2020)
Demography and Destiny: The Federal Benefits Considered Most Important by Age (Published: October 7, 2020)
In Danger of Living Too Long? Welcome to “Longevity Risk” (Published: September 9, 2020)
Feeling Less than Confident about Retirement? (Published: August 13, 2020)
Time to Change COLA Brands for FERS & CSRS? (Published: July 16, 2020)
Federal Benefit of the Century; Retirement Annuity Turns 100 (Published: June 11, 2020)
Could a Cafeteria Approach to Federal Benefits Be on Offer? (Published: May 11, 2020)
OK, Boomers Might Delay Retirement Like its 2009 (Published: April 7, 2020)
‘Wait, There’s More!’ in That Cherry-Picked CBO Report on Pay (Published: March 5, 2020)
CSRS Employees Down to 4 Percent: Are you one? (Published: February 6, 2020)
Paid Parental Leave: When a Benefit Doesn’t Benefit You (Published: January 10, 2020)
Could You Become a Stranger in Your Own Health Insurance Program? (Published: December 19, 2019)
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Issue Briefs What Goes Into Your Federal Annuity and How to Boost It
Forum
Questions forum

Retirement & Financial

  • TSP Investment Rates Overall Increasing, but Differences by Age, Salary Remain

    The percentage of FERS employees who are investing at least some of their money in […]

  • This Time It’s Different, OPM Director Says of Latest Effort on Retirement Processing

    OPM director Scott Kupor has expressed confidence that an administration initiative to address the long-recognized […]

More in Retirement & Financial

TSP

  • TSP in 2025: Gains, Tariffs, Rates and the Long View

    The Thrift Savings Plan (TSP) has a 38-year history of success.  It has been compared to […]

  • Yes It’s OK to Spend Your TSP in Retirement

    There is a reason why we have been setting aside money in our TSP (and […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

More in Retirement Benefits

Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Sep1.18%%2.14%2.50%2.79%0.35%1.09%3.65%2.04%3.16%
YTD7.50%%12.39%14.15%15.61%3.34%6.14%14.80%11.18%25.34%
10yr5.08%%8.90%9.96%10.88%2.71%1.95%15.28%11.38%8.53%
View TSP chart
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