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Thursday, October 9th, 2025
Federal Employee Handbooks

Publisher’s Perspective

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Missing Out on the TSP

Published: November 14, 2019

Fear of missing out, or FOMO, drives some people to compulsively check their cellphones and social media, but it also …More

What TSP Account Holders Still Want

Published: October 17, 2019

The TSP has just put in place the most comprehensive set of changes in its policies since the program began …More

Yes, CSRS Still Exists – And So Do Its Benefits Offsets

Published: September 12, 2019

Ask a federal employee under age 55 or so what’s the worst part of the federal retirement package and likely …More

Time to Weigh Anchor in the TSP? (Published: August 8, 2019)
Caution: Age Discrimination May Lie Ahead (Published: July 18, 2019)
The TSP Addresses one Big Issue — But Not the Other One (Published: June 20, 2019)
Being the Adult in the Room (Published: May 9, 2019)
Can Two Retire as Cheaply as One? (Published: April 16, 2019)
Early Retirement, but Not the Kind You Want (Published: March 14, 2019)
Making Hay with the TSP (Published: February 21, 2019)
Why Gridlock Over Benefits Could be Good (Published: January 17, 2019)
Change in House is Opportunity to Work Out Bugs in Retirement (Published: December 20, 2018)
That Will Never Happen Because . . . (Published: November 6, 2018)
L Fund Auto Pilots are Changing the Flight Path (Published: October 3, 2018)
5 Steps Toward Retirement to Take in Advance (Published: September 6, 2018)
Age Discrimination, 50 Years Later (Published: August 15, 2018)
Feeling Mulish about Retirement? (Published: July 26, 2018)
Playing the Odds on Retirement (Published: June 21, 2018)
The Future, If Any, of Long-Term Care Insurance (Published: May 17, 2018)
Comparability With Private Sector? Careful What You Ask For (Published: April 24, 2018)
History Can’t Repeat Itself, Can It? (Published: March 22, 2018)
Aiming for an ‘Adequate’ Retirement (Published: February 15, 2018)
Three Promises to Yourself (Published: January 18, 2018)
Pay Them Now or Pay Them Later (Published: December 18, 2017)
In It for the Long Haul (Published: November 21, 2017)
Gold Handcuffs or Just Gold? (Published: October 10, 2017)
The Dangers of Serving as the ‘Family Bank’ (Published: August 28, 2017)
Preparing for a Mixed Generation Household (Published: July 27, 2017)
Come for the Work, Stay for the Retirement Benefits (Published: June 6, 2017)
What Will You Miss in Retirement? (Published: May 4, 2017)
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Issue Briefs What Goes Into Your Federal Annuity and How to Boost It
Forum
Questions forum

Retirement & Financial

  • TSP Investment Rates Overall Increasing, but Differences by Age, Salary Remain

    The percentage of FERS employees who are investing at least some of their money in […]

  • This Time It’s Different, OPM Director Says of Latest Effort on Retirement Processing

    OPM director Scott Kupor has expressed confidence that an administration initiative to address the long-recognized […]

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TSP

  • TSP in 2025: Gains, Tariffs, Rates and the Long View

    The Thrift Savings Plan (TSP) has a 38-year history of success.  It has been compared to […]

  • Yes It’s OK to Spend Your TSP in Retirement

    There is a reason why we have been setting aside money in our TSP (and […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

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Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

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Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Sep1.18%%2.14%2.50%2.79%0.35%1.09%3.65%2.04%3.16%
YTD7.50%%12.39%14.15%15.61%3.34%6.14%14.80%11.18%25.34%
10yr5.08%%8.90%9.96%10.88%2.71%1.95%15.28%11.38%8.53%
View TSP chart
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