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Thursday, October 9th, 2025
Federal Employee Handbooks

Publisher’s Perspective

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When Service Time is Not Service Time

Published: April 6, 2017

A federal retirement benefit involves a straight-forward calculation based on high-three salary level and service time. Unless . . . …More

Retirement No Longer a Certain Thing

Published: February 7, 2017

The best answer to the question “how does the federal employee retirement system work?” soon may be the same as …More

The Best-Laid Retirement Plans

Published: December 20, 2016

Working for the federal government conditions people to think about retirement as happening at a certain point, usually at or …More

What’s Happening with Retirement (Published: November 29, 2016)
What a TSP Open Door Policy Would Mean (Published: October 31, 2016)
Turning Your Retirement Wish into a Goal (Published: September 15, 2016)
Phased Retirement Reality (Published: August 11, 2016)
The Good News and the Bad News (Published: July 7, 2016)
Is There Life after Government? (Published: June 14, 2016)
Focus on Skills, Not Age in the Federal Workforce (Published: April 25, 2016)
Never Too Early for a Retirement Checkup (Published: March 31, 2016)
The TSP Wants You (Published: February 16, 2016)
The Three Key Retirement Points (Published: January 14, 2016)
Retirement Wave? What Retirement Wave? (Published: November 19, 2015)
The Gender Gap in Retirement Preparedness (Published: October 1, 2015)
Time for OPM to Live Up to Its Name (Published: August 31, 2015)
The TSP, Now and Later (Published: July 16, 2015)
What’s Your Career Age? (Published: June 4, 2015)
Thriving on Federal Benefits (Published: May 4, 2015)
Work Long and Prosper (Published: April 23, 2015)
A Very Long Phase (Published: March 5, 2015)
You May Catch a Boomerang in Retirement (Published: February 12, 2015)
Tough Choices on Retirement (Published: January 1, 2015)
Retirement by the Numbers (Published: December 18, 2014)
A Look Through the Window (Published: November 13, 2014)
What the TSP Doesn’t Provide for You (Published: September 18, 2014)
How Federal Retirement Stacks Up (Published: August 21, 2014)
Those Who Don”t Remember the Past (Published: June 19, 2014)
When Not to Retire (Published: March 6, 2014)
Resolutions for Retirement (Published: January 30, 2014)
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Issue Briefs What Goes Into Your Federal Annuity and How to Boost It
Forum
Questions forum

Retirement & Financial

  • TSP Investment Rates Overall Increasing, but Differences by Age, Salary Remain

    The percentage of FERS employees who are investing at least some of their money in […]

  • This Time It’s Different, OPM Director Says of Latest Effort on Retirement Processing

    OPM director Scott Kupor has expressed confidence that an administration initiative to address the long-recognized […]

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TSP

  • TSP in 2025: Gains, Tariffs, Rates and the Long View

    The Thrift Savings Plan (TSP) has a 38-year history of success.  It has been compared to […]

  • Yes It’s OK to Spend Your TSP in Retirement

    There is a reason why we have been setting aside money in our TSP (and […]

View TSP chart

Retirement Benefits

  • Can Returning to Federal Work Boost Your Annuity?

    If you’re a federal retiree considering a return to government service, it’s worth knowing that […]

  • Providing Benefits to a Spouse Married after Retirement

    If you marry after federal retirement you may elect to provide a survivor annuity but […]

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Financial & Estate Planning

  • Give me Shelter: Protecting Your Spouse’s Inheritance

    Assets left to a surviving spouse avoid estate tax, no matter how large the bequest. […]

  • Set Goals First, Then Make an Estate Plan

    Estate planning is more than tax planning. Beyond finances, you should have goals for your […]

More in Estate Planning

Retirement Policy

  • Discontinued Service vs. Deferred Retirement

    While the majority of those who retire from the government do so voluntarily and with […]

  • Federal Retirement Has No ‘Terminal Leave’ Provision

    Some federal employees would like to put in retirement papers and then go on annual […]

More in Retirement Policy

Taxes & Insurance

  • FEGLI Can Change Along with Your Family Situation
    fedweek.com: fegli life insurance coverage and changes

    Coverage levels typically change little for federal employees under the FEGLI life insurance program, which—unlike […]

  • Taking a Fresh Look at Your Life Insurance

    If you still have a life insurance policy you bought more than 10 years ago, […]

More in Taxes & Insurance
TSPL IncomeL 2020L 2030L 2040L 2050G FundF FundC FundS FundI Fund
Sep1.18%%2.14%2.50%2.79%0.35%1.09%3.65%2.04%3.16%
YTD7.50%%12.39%14.15%15.61%3.34%6.14%14.80%11.18%25.34%
10yr5.08%%8.90%9.96%10.88%2.71%1.95%15.28%11.38%8.53%
View TSP chart
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