Retirement & Financial Planning Report

If you want to invest in stocks while deferring the tax bill, consider variable annuities. With a variable annuity, you …More

Long-term care (LTC) insurance has some disadvantages: If you never need the coverage, you

When a phone call from a broker interrupts your dinner, what sorts of investments are you likely to hear about …More

If you take money out of a tax-deferred retirement plan before age 59 1/2, you will owe a 10 percent …More

What are the best ways to give property such as art or collectibles to charity? Donate appreciated objects. If you …More

Fall housecleaning time also is a good time to re-evaluate your finances. Key items to consider: Retirement planning. Even if …More

Some

If you (or your children) have outstanding education loans, consolidation may permit borrowers to lock in low fixed interest rates. …More

In some situations, big banks offer good deals. You’re more likely to find free checking at a big bank than …More

Now that short-term interest rates are moving up, bank certificates of deposit (CDs) are paying higher yields. Some savvy moves …More

If you are among the co-beneficiaries of an IRA, you may want to divide up that inherited account so that …More

Selling your house yourself can help you save on broker commissions but there are three potential pitfalls: Asking price. You …More

Assisted living facilities can help your parents stay out of a nursing home when they no longer can live independently. …More

If you

You should earmark a certain percentage of your salary each month to a savings fund. To avoid the temptation to …More

When you buy investment real estate with borrowed money, ask for the debt to be

A modest Roth IRA contribution, if made early and invested well, will eventually be worth much more than a large …More

fedweek.com/Publications ELDERCARE: PROTECTING YOUR AGING PARENTS’ ASSETS AND PRESERVING YOUR OWN INHERITANCE- Completely Revised and Expanded Dear FEDweek Reader: I …More

Whole life, universal life, and variable life insurance policies are known as

You cannot add money from a custodial account to a non-custodial 529 college savings account for the beneficiary. This is …More

Europe may be getting more attention from investors in light of higher U.S. interest rate prospects. European economies have not …More

Family limited partnerships (FLPs) and family limited liability companies (LLCs) permit you to transfer assets to family members, usually younger …More

Naming your estate as IRA beneficiary seldom makes sense. If you die after the required beginning date (RBD) for minimum …More

Municipal bond funds offer attractive tax-exempt yields these days. However, when choosing among muni funds you should consider the fund

A popular approach to charitable giving is the donation of appreciated securities. You can enjoy significant tax benefits by contributing …More

Most workers can contribute up to $3,000 to an IRA ($3,500 for those 50 or older). In some cases, contributions …More

With a deferred annuity, you invest a lump-sum or a series of payments. As long as you keep your money …More

If you own investment property, you may claim some non-cash deductions, such as depreciation. Thus, any cash flow from your …More

Long-term bond funds recently were yielding a solid if not sensational 4.5 percent, according to Morningstar, Inc., Chicago. However, if …More

With oil prices touching record highs, energy stocks have been top performers, a situation that may persist because of continued …More