Retirement & Financial Planning Report

Millions of Americans donate items to charity each year but many of them underestimate the value of the items they …More

Among homeowner’s policies, HO-3 and HO-5 are the two most common types but the HO-5 policy is probably better. Only …More

Master limited partnerships trade like stocks, on stock exchanges or over-the-counter. Some MLPs have annual payouts of 6 percent or …More

If your agency or organization would like to increase its exposure to the federal government, we are now offering newsletter …More

Over 40 million Americans are governed by the rules of a homeowners association. Not only can they restrict your home-related …More

Converting your hobby into a business can pay off, even if you lose money. The tax code permits you to …More

The IRS has announced a change in the “kiddie tax” rules for 2004. The first $800 worth of unearned income …More

Keys to success in real estate investing include: Management. If you own investment property, it has to be managed, either …More

If your agency or organization would like to increase its exposure to the federal government, we are now offering newsletter …More

Many organizations run ads urging you to donate cars to charity. The pitch goes something like this: the charities will …More

“Be Prepared” is the motto of the Boy Scouts of America. It should also be the motto of the federal …More

With yields down in the fixed-income world, the appeal of high-yield (“junk”) bonds has gone up. In late 2003, total …More

The Charity Aid, Recovery and Empowerment (CARE) Act may be passed into law in 2004. Among other provisions, it would …More

Some investments may offer relatively high yields with modest risks. Possibilities include: Ultra-short bond funds. If you’re in cash, especially …More

Federal law permits tax-free bequests up to $1.5 million to non‑spouses and non-charities, as of 2004. Some states, however, have …More

Most brokerage firms extend margin loans to clients. Purpose� loans are used to purchase other securities. Typically, you can borrow …More

Most state qualified tuition programs permit a trust to be an account owner of a 529 savings plan. The trustee …More

Within the Federal Government If your agency or organization would like to increase its exposure to the federal government, we …More

The most prominent piece of tax legislation to surface in 2004 may be the revisiting of the Lifetime Savings and …More

If you hold a diversified portfolio of stocks, some of your stocks are bound to fall in price. They can …More

Even if the federal estate tax is repealed permanently or reduced drastically, tax relief may be illusory. The current law …More

No school is going to teach your children about personal finance so it’s up to you to make sure they …More

Investing in real estate can be extremely rewarding. However, there are risks involved so you should proceed with care. Points …More

If you or your spouse runs a business (including a sideline business), Section 179 of the tax code permits a …More

Recently, the shortest-term Treasury issues (three-month Treasury bills) were yielding under 1 percent, indicating that short-term investment yields were still …More

If you decide to remodel your house, consider these improvements to make the house more appealing to elderly buyers-or more …More

Joint ownership might be the most common form of incapacity planning. If your elderly Aunt Mary fears that her health …More

RegentAtlantic Capital, a financial planning firm in Chatham, New Jersey, recently named its top 529 college savings plans. Missouri. Managed …More

Does tax deferral still help? Under the 2003 tax law, lower tax rates make tax deferral less appealing than in …More

To reduce the risk that you might outlive your retirement income, some experts advocate purchasing an “immediate” annuity that will …More