Retirement & Financial Planning Report

After you’ve retired, paychecks stop but other sources of income (pension, Social Security) kick in. If there’s a shortfall, though, …More

You’ll have some negotiating power when you go shopping for a home, if you’ve been pre-approved for a mortgage. Sellers …More

Your Guide to Understanding the New 2003 Tax Law Just Published–Only $9.95! Go to https://www.fedweek.com/Publications/default.asp For More Info or Continue …More

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Where can you go to begin learning about budgeting, investing, insurance, college funding, retirement planning, and so on? Start in …More

You might make money during your proverbial

A surprising number of jobs can be added to regular CSRS or FERS service to increase an annuity, writes benefits …More

In this time of uncertainty, many federal employees are asking themselves this question. Though there are only two answers

Evaluate the condition of a house before you buy it. See that it has been consistently maintained and modernized. Make …More

If you want professional assistance you

If you’re thinking of buying offshore real estate, start by working with a good local lawyer. Some companies offer title …More

After you file your federal income tax return, you have up to three years to file an amended return, using …More

Many investors include foreign stocks or stock funds in a diversified portfolio. However, it may not make sense to treat …More

When you sell some of your shares in one mutual fund, you might do well to use the “double-category” method. …More

When you’re looking for a home, be realistic. Generally, you should not to pay more than two-and-a-half times your salary …More

You should keep detailed records of all your mutual fund purchases and make specific requests that identify the shares you’ll …More

Borrowing against the equity in your home and putting the proceeds into your state’s 529 prepaid tuition plan may pay …More

The IRS is cracking down on perceived offshore abuses. It has been obtaining credit card information, for example, to find …More

Do you believe you’ve overpaid your income tax on a prior return? You can amend an old return by filing …More

Money you contribute to an IRA but can not deduct forms a non-deductible IRA. You still get the benefit of …More

When you sell mutual fund shares, try to use the “specific identification” method. To use this method, you must have …More

To get an idea of whether a home’s asking price is fair, ask realtors about houses that have been sold …More

If you invest inside a tax-deferred retirement plan and also in a taxable account, you need to decide which assets …More

You might want to work with one mutual fund family, if that family offers excellent funds in each asset class …More

A competent real estate agent can help you look at more homes that meet your specific needs. However, you need …More

Before you rush to invest in stocks or bonds, build a firm foundation. Budgeting should be a priority. Track your …More

Home prices are up 38 percent in five years while housing starts hit a 16-year high in 2002. Between March …More

If you want to contribute to a 529 college savings plan for a newborn child or grandchild, most investment professionals …More

Donor-advised funds, also known as charitable gift funds, allow you to make an irrevocable gift of cash or securities. As …More

In some situations, it may make sense to hold life insurance inside a tax-deductible retirement plan. The big advantage of …More