Retirement & Financial Planning Report

Many individuals have moved assets into trusts created under the laws of foreign jurisdictions to protect those assets from creditors. …More

Are you a 60-year-old looking for ways to tap your portfolio in retirement? Buy a five-year immediate annuity. Such investments, …More

Qualified withdrawals from a Section 529 college savings plan are excluded from federal gross income beginning this year. But what …More

When you retire, you’ll stop receiving a paycheck and begin collecting a pension as well as Social Security benefits. Chances …More

Do you have a large portion of your portfolio in one appreciated stock? If so, you should diversify your holdings, …More

When you leave a job you can roll your retirement plan account balance into an IRA, maintaining the tax deferral. …More

Most people have to take minimum required distributions from retirement plans after they reach age 70 1/2. Suppose, for example, …More

Is your spouse (or another loved one) looking for a job? Be sure to keep track of job-hunting expenses, which …More

Index funds are low-cost, tax-efficient vehicles suitable for investors with long-term goals, such as retirement and college savings. However, the …More

If you or your spouse runs a business (including a sideline business), you might benefit from the tax law signed …More

Minimum required distribution (MRD) rules spell out the minimum you must withdraw from your IRA or employer-sponsored plan. You can …More

After the last recession, which occurred in 1990-91, large-capitalization growth funds returned 43.75 percent in 1991, far ahead of large-cap …More

In the wake of the 2000-2001 bear market, you may want your portfolio to become more conservative as you grow …More

When you retire, you’ll stop receiving a paycheck and begin collecting a pension as well as Social Security benefits. Chances …More

Converting an IRA to a Roth IRA can provide tax-free income but you can’t convert if your income is $100,000 …More

When you retire, you’ll stop receiving a paycheck and begin collecting a pension as well as Social Security benefits. Chances …More

When it comes to college savings, be aware that your family may qualify for financial aid, depending on your income. …More

You might want to revise your beneficiary designation as a result of temporary regulations issued by the IRS in 2001. …More

As you weigh your options for long-term care (LTC) insurance under the new program for federal employees, remember that premiums …More

Although you’ve probably already filed your 2001 tax return, you might want to file an amended return to take advantage …More

Outside of a tax-deferred retirement plan, you should invest in a way that will minimize your taxes. You might choose …More

Converting an IRA to a Roth IRA means paying the deferred tax now but collecting tax-free income after five years …More

Be cautious about investing in someone else’s life insurance. In a typical transaction, the person holding a life insurance policy …More

When you annuitize a tax-deferred annuity, you agree to a lifelong stream of income-even if you live until age 120. …More

Now that the SEC is requiring mutual funds to report both pretax and aftertax performance, you should look at the …More

Variable annuities allow you to invest in accounts that resemble mutual funds yet defer income tax. How can you choose …More

To trim the price of paying for disability insurance, consider doing without a cost-of-living adjustment (COLA). This is often the …More

Do you have a large amount of your net worth in one or two highly appreciated stocks? Holding on to …More

Under new Securities and Exchange Commission rules, mutual funds must report pretax and after tax returns for several time periods: …More

Life settlement companies buy used life insurance contracts, keep the policy in force and eventually collect the proceeds. Selling may …More