Retirement & Financial Planning Report

When you calculate your life insurance needs, you may have to consider your aging parents as well as your spouse …More

If you’re investing in municipal bonds or a muni fund for income, consider a closed-end muni fund instead. Such funds …More

To help boost the stock market and stimulate the economy, the federal government has eased restrictions on companies buying back …More

You should be aware that there is a difference between a life insurance policy held for family protection or retirement …More

In retirement you have to decide how to best use the money available to you. You want to spend enough …More

If you decide you want to make lifetime gifts to your kids, what should you give away? Here’s one recommended …More

If you’re refinancing your mortgage, you may pocket some cash, too, with so-called “cash-out” refinancing. Say you bought a house …More

Even though the breadth and quality of initial public offerings (IPOs) has changed for the better, investing in new issues …More

If you invest in a property tax lien, you’ll have to wait for your return, perhaps for a long period …More

If you’re shopping for life insurance, look into variable universal life (VUL) policies. You direct the premiums you pay among …More

At this time of the year, you may be probably gathering up your canceled checks, credit card bills, brokerage statements, …More

Do you have a life insurance policy you don’t need any longer? Instead of letting it lapse or cashing it …More

We have posted a FREE 2002 interactive federal employee leave use tracker on our website at https://www.fedweek.com/HotFreeNews/default.asp. Every year, this …More

If you’re a municipal bond investor but don’t need the income you receive to support current spending, consider zero-coupon munis …More

House rich but cash poor? You can get your hands on needed cash with a home equity line of credit, …More

The intent of the new tax law was to raise the maximum deduction for SEP (simplified employee pension) plans-a retirement …More

You can contribute to an IRA for 2001 until April 15, 2002. The limit is $2,000 per person. Your IRA …More

If you’re self-employed or a business owner, you can adopt a SEP (simplified employee pension) plan, also known as a …More

In 1999, the average initial public offering (IPO) closed out the year with a 276% gain. Some IPOs did even …More

As life expectancies increase, some people fear running out of money. If so, an immediate annuity may help. Suppose, for …More

If you die with a taxable estate, your heirs might have to liquidate real estate or strip your IRA to …More

When you approach a bank for a business loan, don’t be reluctant to ask a banker for help. Building a …More

Now that interest rates have fallen to their lowest levels in decades, borrowing to finance your own business or sideline …More

In the wake of the September 11 terror attacks, certain companies and industries have gained investment appeal: Telecommunications companies may …More

Medicare has named a St. Louis organization (Alexian Brothers Community Services) as the first provider of comprehensive care for frail …More

The 2001 tax law reduces the likely impact of future estate taxes. The per-person exemption moves up to $1 million …More

Before you sell a stock at a profit, give the shares to a low-bracket child. You and your spouse can …More

Instead of writing checks, use appreciated securities to fulfill year-end charitable obligations. Suppose you generally give $1,000 to your alma …More

Planning to work outside the United States? As long as you are an American citizen, all of your worldwide income …More

Although stocks fell for the second straight year in 2001, there were some bright spots. Small companies generally outperformed large …More