Important Information for Your Family
Here’s some important information to pass along to your family regarding your federal benefits for their use at the time …More
Retirement & Financial Planning Report
Sign up Now! Free eNewslettersUsing Immediate Annuities for Retirement Income
For a life-long stream of income, consider buying an immediate annuity. As the name suggests, with an immediate annuity you …More
Impact of Recession on Retirement Security Still Shows
Nearly a decade after the Great Recession officially ended it still is having an impact on retirement security, according to …More
Eligibility for Federal, Social Security Disability Retirement Differ
Under both CSRS and FERS, disability benefits are payable if you have become so disabled that you are prevented from …More
Keep Home Insurance Up to Date
A homeowner’s insurance policy should not be acquired when you buy your home and then forgotten. Here is how to …More
Study Finds Stressors in Retirement Planning
While retirement preparation is a common source of stress, some personal characteristics are associated with especially high levels of it, …More
Why FEHB Premiums will Cost You More in Retirement
One of the best features of the FEHB program is that almost all employees can carry the coverage into retirement, …More
A Revocable Trust Adds Flexibility
Revocable trusts, also known as living trusts, are increasingly popular. They can serve two main purposes: * Probate avoidance. Assets …More
OPM Asked to Reverse Divorce Settlements Policy Change
OPM has been asked to reverse a two-year-old change in policy regarding how divorce settlements affect FERS annuity benefits, with …More
Understanding FLTCIP Underwriting
Underwriting is the process of reviewing medical and health-related information furnished in an insurance application process to determine if the …More
Dealing with Potential Complications with Powers of Attorney
Not every power of attorney will be sufficient to manage your affairs, if you become incapacitated. A general power of …More
Study Shows How Much Divorce Increases Retirement Security Risk
Divorce can negatively affect each person’s current and future finances in many ways, including by increasing the risk that they …More
Don’t File and Forget Beneficiary Designations
Do you know who will benefit from your Federal Employees Group Life Insurance (FEGLI) or Thrift Savings Plan (TSP) account? …More
Leaving an IRA to a Trust
Leaving your IRA outright to one or more individuals is simple but may not be prudent. If you leave the …More
Agency Errors Causing Tax Problems for Many Federal Retirees, Says Audit
Some benefits statements on federal retirees that federal agencies submit to the IRS contain missing or inaccurate Social Security numbers …More
Improving Prospects for Getting a Disability Retirement Application Approved
Applying for federal disability retirement is for many people a daunting task that might discourage eligible persons. There are several …More
Matching Insurance Products to Your Investment Style
If you’re interested in cash value life insurance, you should know that whole life and universal life insurance are designed …More
Retiree FEHB Premium Reminder
Federal employees planning to retire around the turn of the year–there always is a surge of retirements in that period–should …More
Eligibility Conditions for Buyouts
The purpose of a voluntary separation incentive payment, also known as a buyout, is to avoid involuntary separations resulting from …More
Reasons to Start Drawing Social Security Earlier
You can start to receive Social Security any time between the ages of 62 and 70. For each year you …More
