Effect of Changing Inflation Adjustments Assessed
One long-considered change to the way inflation adjustments would slightly increase COLAs for federal retirement, Social Security and other major …More
Retirement & Financial Planning Report
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How Part-time Work Counts toward a Federal Annuity
If you have any part-time service in your work history, the more part-time service you have in your career, the …More
Some Things Should Be Kept Out of a Trust
Putting assets in trust can have many tax and other advantages but not every asset can or should be transferred …More
Longer Life Can Mean Greater Financial Risk, Report Says
While rising life expectancies “are undeniably positive, they also mean that more people will face late-life financial risks for which …More
Considerations for FEDVIP Coverage in Retirement
The Federal and Dental Vision Insurance Program carries some special provisions of interest to late career employees and retirees that …More
Passing Along a Second Home
Many people buy a second property in retirement, one that’s used primarily for vacations. You may enjoy seeing your children, …More
Saving Too Little, Too Late a Top Regret for Retirees
In a recent poll of retirees asking them what they wished they had done differently to prepare, almost half said …More
The Process for Challenging Denied FEHB Claims
Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More
The Pros and Cons of Rental Properties as an Investment
For current income, tax shelter, and appreciation potential few investments match direct ownership of rental property. However, you must be …More
Check Your Earnings Records, SSA Advises
The Social Security Administration has advised that those who have paid into that system—in the federal government, nearly all active …More
How Returning to the Government Affects Annuities
The effect on an annuity if you return to work for the government after retiring depends on how you retired. …More
Estate Planning Beyond Making a Will
One reason for having a will is to make sure your wishes are carried out. If you die “intestate” (without …More
Retirement Financial Situation Takes Many by Surprise, Report Says
Many retirees are in a “precarious” financial position in part because when they “started their working careers decades ago, the …More
Defer or Postpone Your Annuity?
You can retire on an immediate, unreduced annuity if you meet the age and service requirements. But if you want …More
529 Plans Not the Only Answer to College Savings
When you’re saving for your children’s college education, 529 plans offer some outstanding tax advantages. Investment buildup is tax-free and …More
Those in High-Deductible Plans Found More Attentive to Health Care
Those who are enrolled in high-deductible health insurance plans tend to be more attentive to their health care, a study …More
FEGLI Features for Special Situations
There are two features of the Federal Employees Group Life Insurance (FEGLI) program that are not well known nor understood …More
Using an Annuity for Immediate Income
An immediate annuity pays out income right away, as soon as it is purchased from the annuity issuer. Sometimes these …More
Relief from Required Distributions Proposed
Two senators who have been leaders in expanding retirement savings opportunities are proposing to ease the required distribution rules applying …More
The Flexibility Advantages of the FLTCIP Program
The period approaching retirement or in early retirement years is a common time to seriously consider taking out long term …More
