Retirement & Financial Planning Report

Immediate annuities (also known as payout or income annuities) require you to pay to an insurance company. The insurer will …More

A third of retirees in a recent survey said that they found expenses in retirement higher than they had expected …More

Your FEGLI life insurance coverage can end under certain circumstances: * you leave government for any reason other than retirement; …More

Directly owned real estate may prove to be a wealth builder. If you own a solid property, chances are that …More

The Coronavirus pandemic could affect Social Security in several ways, including a short-term impact on inflation adjustments and a long-term …More

One of the most overlooked and least understood provisions of federal retirement is the annuity limit under CSRS. Under CSRS, …More

The cost of long-term care now exceeds $400 billion a year and continues to grow, with the Medicaid and Medicare …More

You might lose your FEGLI life insurance coverage under certain circumstances. You can lose coverage if: * you leave government …More

If you have an ample IRA, ongoing tax deferral can enrich your heirs. Poor planning, though, may rob your beneficiaries …More

Confidence in having a secure retirement remains about at the same levels as in 2019 among both current employees and …More

If you have coverage under the FLTCIP long-term care insurance program, or are considering purchasing it, you need to understand …More

OPM has released new data on patterns in federal retirements covering through 2018, showing that the portion of retirees getting …More

In addition to their civil service annuities, many federal employees purchase private annuities for investment, retirement planning and survivor benefit …More

The rise in “gig” type jobs—those without the types of benefits that come with traditional employment—is continuing and the factors …More

Older workers have “reasonably good prospects for extending their careers” says a new report from the Center for Retirement Research, …More

Electing a survivor annuity reduces the amount of your own annuity. How much it’s reduced depends on your choice. Under …More

One result of the gap between men’s and women’s earnings is lower overall retirement preparedness for women, says a new …More

The Federal Long Term Care Insurance Program lets you choose between two inflation protection options. Automatic Compound Inflation Option—With this …More

How much of your retirement portfolio should you use for spending money after you stop working? One common benchmark is …More

The Social Security system likely will turn an important financial corner this year, says a Congressional Research Service report calling …More

If you have or adopt a child, he or she is eligible for coverage under the Federal Employees Health Benefits …More

Households near retirement and in the early years of it are more likely to have debt, and to have more …More

While long-term care (LTC) insurance may be necessary for financial security, the premiums can be steep. One way to hold …More

The Coronavirus relief bill newly signed into law would impact the TSP, along with other retirement savings plans such as …More

If you are an employee covered by the Federal Employees’ Group Life Insurance (FEGLI) program, there’s an extra benefit in …More

Fraud against older persons, including scams in which federal agencies are impersonated, costs victims nearly $3 billion a year, says …More

At retirement, you’ll have a big decision to make if you are married: Should you elect a survivor benefit for …More

Above half of retirees never move from the homes they occupied while in their early 50s while nearly a fifth …More

With people living longer and, in many cases, retiring earlier, a retirement fund might have to last for many decades. …More

A report from the Urban Institute says that those thinking of extending their working careers may face financial disincentives as …More