Health Insurance Design Preferences Differ by Generation
The millennial generation’s preferences regarding health insurance differ from those of their predecessor generations, according to a report from the …More
The millennial generation’s preferences regarding health insurance differ from those of their predecessor generations, according to a report from the …More
Some federal retirees choose to go back to work, and in many cases they naturally look to the government as …More
Deferred annuities have become increasingly popular over the years. As the name suggests, these are investment vehicles in which taxes …More
A federal court decision has reaffirmed that federal retirees who are rehired by the government are considered “at will” employees …More
Electing a survivor annuity reduces the amount of your own annuity. How much it’s reduced depends on whether you chose …More
Married couples shopping for long-term care (LTC) insurance might consider a shared-care plan, which is not an option in the …More
One message of a recent survey of federal retirees regarding health insurance is that they value it highly, more highly …More
The Federal Long term Care Insurance Program lets you choose between two inflation protection options. Automatic Compound Inflation Option–With this …More
Although you might not want to think about it, there’s a chance that you could lose the ability to manage …More
A recent study underscored the high value that workers put on benefits and the gap between what the federal government …More
If you are under CSRS-Offset, the “offset” is a reduction in your CSRS benefit in the amount of the Social …More
How much life insurance coverage do you need? Rather than follow a pre-set formula or one of the various “rules …More
A federal appeals court has upheld the government’s policy of requiring that federal survivor benefits can only be paid if …More
Generally speaking, while federal employees may pay FEHB premiums with pre-tax money under the “premium conversion” arrangement, retirees may not. …More
If you purchase an immediate annuity (also known as a payout annuity or an income annuity), you buy a pension …More
Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules established by the National Association …More
Among married couples, non-financial assets (mostly home equity) represent about 70 percent of total assets. That figure will vary from …More
Home equity–the value of the property minus any mortgage or home equity loan against it–can have a substantial impact on …More
One of the less understood of federal retirement benefits is the “special retirement supplement.” Many retirees and near-retirees apparently have …More
Many people build up so much wealth in their IRAs (often, the result of a rollover from an employer-sponsored retirement …More
Nearly two-thirds of baby boomers plan to work beyond 65, including some who expect never to retire, and among those …More
If you have coverage under the FLTCIP long-term care insurance program, benefits begin after you meet the following conditions and …More
Many retirees have property in more than one state. Establishing residency in one versus another might result in lower taxes …More
Higher-income persons are more likely to meet retirement income goals, says a study that adds that lower-income persons in many …More
You need five years of service to be vested in the retirement system; only after you are vested in the …More
With all types of life insurance policies, the payout at death usually can be received by the beneficiary, free of …More
The inspector general’s office at the Social Security Administration has issued a warning about a scam in which callers trying …More
You may elect to provide a survivor annuity for a spouse you marry after retirement within two years of your …More
If you still have a life insurance policy you bought more than 10 years ago, you’re probably paying too much …More
The Congressional Budget Office has listed three dozen possible ways to shore up the Social Security program’s finances, showing that …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
YTD | -2.74% | % | -8.53% | -10.48% | -12.13% | 1.41% | -7.86% | -12.58% | -20.48% | -14.77% |
Jul | 2.21% | % | 5.00% | 5.92% | 6.71% | 0.26% | 2.47% | 9.22% | 10.32% | 5.15% |
1 yr | -1.19% | % | -5.62% | -7.24% | -8.64% | 2.02% | -8.87% | -4.64% | -21.59% | -13.46% |