Retirement & Financial Planning Report

Understanding how spending patterns vary with time during retirement, and why, can be “critically important” in setting up a personal …More

Moving to a new home in retirement? Along with the lifestyle changes, remember to pay attention to: * Estate planning. …More

Individuals saving for retirement increasingly have to make more, and more complex, decisions which has “put more risk on individuals …More

A federal employee who marries has a number of decisions to make regarding benefits. Survivor annuity–When you get married, you’ll …More

Many people try to age in place as long as possible rather than go into an assisted living situation or …More

Older workers “must take greater action and more responsibility to prepare for their financial security and long-term health, as well …More

One reason that so many federal employees retire around the end of the year is that they can cash in …More

When you prepay a mortgage you’re essentially investing at the mortgage rate. Paying down a mortgage reduces debt and subtracts …More

Employers are growing more accepting of older workers, in part because they “look a lot like younger workers” in key …More

Separation, annulment or divorce can have important impacts on your federal benefits as they apply to you and to your …More

Keeping your home well maintained and in good repair is certainly necessary if you want to protect a major investment …More

Reverse mortgages “saw a surge in popularity” as a response the most recent major financial crisis before the present one …More

Each of the federal insurance programs has procedures for challenging the denial of a claim. Federal Employees Health Benefits Program—First, …More

A decision on whether to hold certain investments inside your tax-deferred retirement plan or outside also depends on: * Your …More

A report on retirement savings behavior has found that a difference of just three percent of salary in how much …More

Federal Employees Health Benefits program carriers are obligated to follow standard coordination of benefit rules established by the National Association …More

Variable annuities offer buyers the chance to choose among subaccounts, many of which resemble stock funds or bond funds. Your …More

A new inspector general report credits OPM with making some improvements in services to retirees—a function for which OPM has …More

One feature to remember about the Federal Long Term Care Insurance Program is that one must apply for it, rather …More

Many people, especially married couples, hold real estate, securities, and other assets as “joint tenants with right of survivorship” (JTWROS). …More