Retirement & Financial Planning Report

Any employee or retiree who is eligible for coverage under the Federal Long Term Care Insurance Program—and that includes the …More

Immediate annuities (also known as payout or income annuities) require you to pay to an insurance company. The insurer will …More

A third of retirees in a recent survey said that they found expenses in retirement higher than they had expected …More

Your FEGLI life insurance coverage can end under certain circumstances: * you leave government for any reason other than retirement; …More

Directly owned real estate may prove to be a wealth builder. If you own a solid property, chances are that …More

The Coronavirus pandemic could affect Social Security in several ways, including a short-term impact on inflation adjustments and a long-term …More

One of the most overlooked and least understood provisions of federal retirement is the annuity limit under CSRS. Under CSRS, …More

A power of attorney can be a vital part of a financial plan. If you lose the ability to manage …More

The cost of long-term care now exceeds $400 billion a year and continues to grow, with the Medicaid and Medicare …More

You might lose your FEGLI life insurance coverage under certain circumstances. You can lose coverage if: * you leave government …More

If you have an ample IRA, ongoing tax deferral can enrich your heirs. Poor planning, though, may rob your beneficiaries …More

Confidence in having a secure retirement remains about at the same levels as in 2019 among both current employees and …More

If you have coverage under the FLTCIP long-term care insurance program, or are considering purchasing it, you need to understand …More

How can you prepare your children to handle the assets they’ll eventually inherit? One strategy is to have them meet …More

OPM has released new data on patterns in federal retirements covering through 2018, showing that the portion of retirees getting …More

Some federal employees find themselves in situations where they have a choice between Federal Employees Compensation Act (injury/illness compensation) and …More

In addition to their civil service annuities, many federal employees purchase private annuities for investment, retirement planning and survivor benefit …More

The rise in “gig” type jobs—those without the types of benefits that come with traditional employment—is continuing and the factors …More

The government is encouraging retired federal employees to return to work for Coronavirus-related positions—not just in health care but others, …More

The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More