FEHB Eligibility: Which Family Members are In (or Out)
FEHB provides benefits for you and your eligible family members. The key word there is “eligible.” Some persons who you …More
Retirement & Financial Planning Report
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Passing along Financial Acumen along with the Finances
Some people are reluctant to use trusts in their estate planning. You might think that leaving money in trust will …More
Some Hit by Government Pension Offset May Get Relief
Some retirees affected by the “government pension offset” may get relief from that reduction due to promised actions by the …More
Some Finer Points of Crediting Military Service toward a Federal Annuity
When they retire, most federal civilian employees who are receiving retired military pay have to decide whether to keep that …More
Estate Planning: It’s Not Just about Making a Will
One reason for having a will is to make sure your wishes are carried out. If you die “intestate” (without …More
Report Examines the Odds of Extending a Career
The trend of workers extending their careers for financial and other reasons has started to level off for reasons including …More
When Providing for an ‘Insurable Interest’ Annuity May Make Sense
A relatively little-used provision of federal retirement policy lets you provide a survivor annuity to someone who has an “insurable …More
Numbers to Build a Retirement Spending Plan On
In retirement planning, two numbers remain crucial: First, how much will you want to spend after you retire? Second, how …More
Overpayments of Federal Retirement Benefits Can Continue for Years, IG Says
Federal retirement benefits can be overpaid for years when the death of a retiree goes unreported, in some cases so …More
What the ‘Five-Year Rule’ for FEHB and FEGLI Is All About
As a rule, you can only continue your FEHB and/or FEGLI coverage into retirement if you are 1) currently enrolled, …More
Designate Life Insurance Beneficiaries Carefully
Life insurance may play a vital role in an estate plan because insurance proceeds can be counted on to provide …More
Report Lists Most Common Issues with Retirement Applications
A report from the Office of Personnel Management lists the most common problems the agency sees when processing federal employee …More
Getting Credit for Part-Time Work toward a Federal Annuity
If you have any part-time service in your work history, the more part-time service you have in your career, the …More
Thinking Through the Long-Term Care Insurance Options
The Federal Long Term Care Insurance Program obviously is not the only form of long-term care available. An individual can …More
About a Third Are Rethinking Retirement Plans Due to Pandemic
About a third of workers say they are rethinking their retirement plans due to the pandemic and of those, twice …More
Contesting an Insurer’s Denial of an FEHB Claim
Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More
Two Situations That May Argue for Creating a Trust
Revocable living trusts are increasingly popular. In most revocable trusts, you (the trust creator) are also the trustee and the …More
A Prenup May Be Prudent for Later-Life Marriages
Those marrying at older ages should at least consider a prenuptial agreement, since both spouses may come into a marriage …More
How Would Reemployment Affect Your Annuity? It Depends
The effect on an annuity if you return to work for the government after retiring depends on how you retired. …More
TSP Charts How Investment Patterns Are Changing
The TSP has charted how investment patterns among its investors are changing, with one major factor being the change in …More
