Retirement & Financial Planning Report

Late-career employees who find themselves in need of a lump-sum of money–such as to pay off a mortgage, buy an …More

Having a will doesn’t mean you have an estate plan. Some of your most valuable assets won’t pass to new …More

A recent report questioned the value of offering incentives for people to buy long-term care insurance, one of the types …More

When you retire (or separate from the government for other reasons) you’ll be eligible for a lump-sum payment for unused …More

In retirement, one of your major assets will be your home. Is your homeowners insurance adequate to protect such a …More

“Leakage” from retirement savings plans such as the TSP and 401(k)s is most often associated with cashing out accounts when …More

If you file a claim under the Federal Employees Health Benefits program and it is denied, a set of appeal …More

To determine whether or not you should use trusts, you need to understand what they are. A trust is a …More

An analysis of the latest financial report on Social Security says that while the worst of the program’s problems are …More

While no one likes to think about the prospect of becoming disabled, it is important to understand disability coverage under …More

When you prepay a mortgage you’re essentially investing at the mortgage rate. Paying down a mortgage reduces debt and subtracts …More

Those who have retired from the government and then return to work could see a substantial boost in their annuities. …More

When purchasing life insurance on the open market, applicants generally are put into one of these broad categories: * Preferred …More

Several federal benefit programs provide for death benefits, but such forms can easily be filed and forgotten. Benefits counselors say …More

If you have a second home you might want to rent it out either periodically or on a long-term basis. …More

High net worth and good health are the top indicators of personal satisfaction in retirement but across those and other …More

Some FERS employees will retire with a CSRS component in their annuities. Mainly this involves those with a break in …More

So-called “living trusts,” created while you’re alive, are increasingly popular. The term typically refers to revocable trusts, because they can …More