Retirement & Financial Planning Report

Variable annuities increasingly offer guaranteed minimum income benefits. Such benefits provide variable annuity investors a guaranteed return if they: * …More

There seems to be widespread concern—and more than a little resentment–in the federal workforce regarding the premium increases set to …More

Consider these improvements to make your house more livable for yourself as you grow older. * Install kitchen appliances at …More

Relatively few people who have retirement savings plans such as the TSP and 401(k)s actively manage them, says a survey …More

As a rule, you can only continue your FEHB and/or FEGLI coverage into retirement if you are 1) currently enrolled, …More

While you’re alive, you can create two types of trusts: * Revocable trusts. Such trusts can be cancelled or altered …More

The availability of “catch-up” investing in savings plans such as the TSP is a potentially valuable boost to retirement security …More

The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More

Only about half of private sector workers have access to an employer-sponsored retirement savings plan comparable to the TSP, GAO …More

One of the least understood choices faced by employees who are disabled or injured in the line of duty is …More

A look at the state of retirement preparedness over five years shows that well publicized trends have continued and that …More

As your personal situation changes through the years, so do your life insurance needs. You should review your life insurance …More

Intra-family transfers of cash generally show that the money flows from the older generation to the younger, with relatively little …More

Your eligibility to retire depends on your having the right combination of age and service. While you will usually know …More

Immediate annuities (also known as payout or income annuities) require you to pay to an insurance company. The insurer will …More

A house is not only a home, it is the major financial asset for many in retirement—and it is also …More

For years retirees and survivors have been advised to call OPM if they have a question or a problem. While …More

There are some excellent continuing care communities, but that isn’t true of all of them. Here’s how to tell the …More

When it comes to saving for retirement, Americans are generally aware of the issues but typically lack specific goals and …More

Understanding your retirement benefits as a federal employee or retiree includes understanding potential benefits to your children, as well as …More

When one spouse dies and the surviving spouse is the beneficiary, the survivor can roll over the spouse’s IRA to …More

When they retire, most federal civilian employees who are receiving retired military pay have to decide whether to keep that …More

When you draft your will, you should name an executor. It will be up to your executor to handle all …More

There’s a general pattern of allowing short-term financial concerns to divert attention from long-term savings needs including preparing for retirement, …More

Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More

If you die without a will, you die “intestate” and your assets will be distributed according to your state’s law. …More