Annuities Present Withdrawal Decisions
Variable annuities increasingly offer guaranteed minimum income benefits. Such benefits provide variable annuity investors a guaranteed return if they: * …More
Variable annuities increasingly offer guaranteed minimum income benefits. Such benefits provide variable annuity investors a guaranteed return if they: * …More
There seems to be widespread concern—and more than a little resentment–in the federal workforce regarding the premium increases set to …More
Consider these improvements to make your house more livable for yourself as you grow older. * Install kitchen appliances at …More
Relatively few people who have retirement savings plans such as the TSP and 401(k)s actively manage them, says a survey …More
As a rule, you can only continue your FEHB and/or FEGLI coverage into retirement if you are 1) currently enrolled, …More
While you’re alive, you can create two types of trusts: * Revocable trusts. Such trusts can be cancelled or altered …More
The availability of “catch-up” investing in savings plans such as the TSP is a potentially valuable boost to retirement security …More
Under the Spouse Equity Act. a court order can divide your retirement annuity, block or divide a refund of your …More
The way in which you hold your assets can affect your financial and estate planning. * Sole ownership. Holding assets …More
Only about half of private sector workers have access to an employer-sponsored retirement savings plan comparable to the TSP, GAO …More
One of the least understood choices faced by employees who are disabled or injured in the line of duty is …More
One reason for having a will is to make sure your wishes are carried out. If you die “intestate” (without …More
A look at the state of retirement preparedness over five years shows that well publicized trends have continued and that …More
You may gain access to your money during your working career through loans and in-service withdrawals. If you have both …More
As your personal situation changes through the years, so do your life insurance needs. You should review your life insurance …More
Intra-family transfers of cash generally show that the money flows from the older generation to the younger, with relatively little …More
Your eligibility to retire depends on your having the right combination of age and service. While you will usually know …More
Immediate annuities (also known as payout or income annuities) require you to pay to an insurance company. The insurer will …More
A house is not only a home, it is the major financial asset for many in retirement—and it is also …More
For years retirees and survivors have been advised to call OPM if they have a question or a problem. While …More
There are some excellent continuing care communities, but that isn’t true of all of them. Here’s how to tell the …More
When it comes to saving for retirement, Americans are generally aware of the issues but typically lack specific goals and …More
Understanding your retirement benefits as a federal employee or retiree includes understanding potential benefits to your children, as well as …More
When one spouse dies and the surviving spouse is the beneficiary, the survivor can roll over the spouse’s IRA to …More
While there are various ways of measuring whether people will have adequate income in retirement, two key issues must be …More
When they retire, most federal civilian employees who are receiving retired military pay have to decide whether to keep that …More
When you draft your will, you should name an executor. It will be up to your executor to handle all …More
There’s a general pattern of allowing short-term financial concerns to divert attention from long-term savings needs including preparing for retirement, …More
Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More
If you die without a will, you die “intestate” and your assets will be distributed according to your state’s law. …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
YTD | -3.32% | % | -8.58% | -10.33% | -11.80% | 0.65% | -9.33% | -12.91% | -18.83% | -12.73% |
1 yr | -0.46% | % | -3.10% | -4.15% | -5.08% | 1.63% | -8.31% | 0.21% | -18.75% | -8.87% |
Apr | -2.04% | % | -5.12% | -6.12% | -6.97% | 0.20% | -3.75% | -8.72% | -10.57% | -6.39% |