Retirement & Financial Planning Report

Although the term “longevity risk” has been growing in use, it still hasn’t reached the level of understanding it warrants …More

If you are thinking of leaving government without immediate eligibility for an annuity, you’ll have a choice of whether to …More

These investments work best inside your IRA or other tax-deferred retirement accounts: Short-term holdings. If you do any in-and-out trading, …More

More employers are expanding the automatic savings features in their retirement savings programs similar to the TSP, a report has …More

There are two little-used and little-known features of the Federal Employees’ Group Life Insurance (FEGLI) program that need to be …More

Why do you need life insurance? Often, for one of these two reasons: * Income replacement. If your untimely death …More

Outliving savings is the major fear regarding retirement among all age groups and is especially a concern among younger workers, …More

Some employees have concluded that they would be better off financially if they “burned off” their sick leave hours instead …More

Many people go into a second or third marriage with children from a previous marriage. This can create an estate …More

Personal financial skills start to decline around age 60, which is an especial cause for concern because of the increased …More

If you once worked for the federal government and then left for greener pastures, you may have taken a refund …More

There are several strategies you might wish to consider for improving your cash flow in retirement. One is the reverse …More

Every federal employee knows that a retirement annuity is based in part on the highest three consecutive years of average …More

Properly organizing and storing your financial records can pay off for both yourself and for your survivors, on your death. …More

Homemakers primarily rely on spouses for their income but both will retire at some point, and that kind of reliance …More

Under both CSRS and FERS, disability benefits are payable if you have become so disabled that you are prevented from …More

When shopping for life insurance, many people choose permanent life insurance policies even though they are more expensive than term …More

A requirement to take certain amounts of money out of IRAs after the account holder passes age 70 ½ accounts …More

Many CSRS-covered employees have reached or are about to reach a point in their careers when their basic annuities are …More