Retirement & Financial Planning Report

The law gives certain rights to your spouse, including a separated spouse, so long as your account balance is more …More

A health care power of attorney, sometimes known as a health care proxy or a medical power of attorney, should …More

A report from the Employee Benefit Research Institute has underscored the importance of consistency in retirement savings, saying that in …More

Windfall Elimination Provision and the Government Pension Offset can affect the retirement benefits employees and retirees who are or were …More

To ensure your will stands up it should be written by an attorney. Wills that you write yourself, or fill-in-the-blank …More

In recent years new retirees overwhelmingly have come from the baby boom generation and the changes they are making in …More

If you are an employee or retiree covered by the Federal Employees’ Group Life Insurance program, on your death the …More

If you’re shopping for whole life insurance, an agent likely will show you an “illustration,” a computerized printout that might …More

The Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Long Term Care Insurance Program (FLTCIP) are handled …More

A decision on whether to hold certain investments inside your tax-deferred retirement plan or outside also depends on: * Your …More

One argument being raised in favor of increasing eligibility ages for Social Security and other retirement-related benefits is that increases …More

The annual increases in Federal Employees Health Benefits program premiums have many employees late in their careers thinking about dropping …More

Life insurance commonly is used to provide some financial security for your spouse and children. But you may have to …More

A retirement savings strategy should include a Plan B in case of inability to continue saving at a projected rate …More

CSRS employees need to understand that their annuities may be reduced–by the decades-old “Catch-62” provision–if they haven’t made a deposit …More

Trust fees vary widely so it pays to shop around and get quotes before making any commitments. Be sure you …More

Views of retirement and preparations for it vary by generations, according to the TransAmerica Center for Retirement Studies, but one …More

A federal employee who marries has a number of decisions to make regarding benefits. Survivor annuity ADVERTISEMENT When you get …More

The start of a new year is a good time to review your designations of beneficiaries on accounts such as …More