Retirement & Financial Planning Report

How much of your retirement portfolio should you use for spending money after you stop working? One common benchmark is …More

Defined benefit plans of governments in effect steer many employees to leave once they reach older ages by creating financial …More

For those who continue their Federal Employees Health Benefits program coverage into retirement, as most do, it is generally unnecessary …More

You should prepare your children to handle the assets they’ll eventually inherit. One strategy is to have them meet with …More

Households overall face a substantial “retirement deficit” that will grow even deeper if Social Security benefit levels are reduced from …More

The best way to help yourself toward a successful retirement is careful, long-term planning. But not everyone will have years …More

If you are concerned about inadequate income over a long retirement, consider investing in a variable annuity. * Variable annuities …More

The pattern of increased longevity is expected to continue in future years, mainly since more people are reaching advanced ages …More

One of the tasks that consumes the time of pre-retirees is figuring out what their annuity will be. They run …More

So-called “living trusts” are highly touted. They offer real advantages but there are disadvantages, too. Getting the benefits requires time, …More

Even among what the financial services industry calls “high net worth” individuals there is concern about retirement preparedness, according to …More

Planning for retirement is a crucial step in assuring that your transition from employment to retirement is free from last-minute …More

Do your homework before making any commitments to using a financial advisor. Ask about an advisor’s investment philosophy, to see …More

Legislation recently offered in the House seeks to build on protections for federal retirees and survivor beneficiaries in so-called pension …More

Since late 2009, redeposits have been allowed by current FERS employees who had earlier left government and withdrawn their retirement …More

If you’re at the age where you have elderly parents, you may have opportunities to help them remain independent. Helping …More

GAO has listed a series of options for changes in Social Security financing and benefits that largely repeat ideas raised …More

To carry your FEGLI life insurance coverage(s) into retirement you must have been enrolled in FEGLI for the five years …More

With people living longer and, in many cases, retiring earlier, a retirement fund might have to last for many decades. …More

While the oldest of the baby boom generation is just now hitting the age 65 threshold that has been a …More

Well before making a TSP withdrawal, you should begin thinking of the possible ways a mix and match withdrawal might …More

You may have decided to relocate in retirement, which might mean crossing state lines or just downsizing from a house …More

Being provided with an estimate of how retirement savings will translate into income in retirement in general is helpful to …More

Each of the federal insurance programs has procedures for challenging the denial of a claim. Federal Employees Health Benefits Program–First, …More

When insuring the contents of your home, make sure that your policy offers “replacement value” and not “cash value.” The …More

OPM has been issuing monthly reports in recent years on its processing time for retirement applications but starting with the …More

“Special category” employees include law enforcement officers, firefighters, and air traffic controllers. If you fall into one of those categories, …More

Retirees who are trying to trim their tax bill should focus on the fact that the IRS taxes income. Money …More

The lack of an inflation adjustment in retirement benefits in programs including federal annuities and Social Security for 2016 has …More

If you are in good health and applying for a non-disability retirement, you are eligible to elect an insurable interest …More