Retirement & Financial Planning Report

To make sure you have a more comfortable retirement, pay down your debt while you’re still working. Start with your …More

Those approaching retirement today need to be even better prepared for retirement than did prior generations but as measured by …More

Your high-3 for purposes of your annuity calculation is an average of your highest rates of basic pay over any …More

When you hear investment professionals speak of “cash,” they’re not talking about twenty-dollar bills in your dresser drawer. Instead, they …More

There are five main components to income in retirement, according to a study that found troubling trends emerged during the …More

Eligibility for survivors benefits under Social Security differ greatly from the rules applying in the federal retirement program. In Social …More

Many retirees rely upon their investment portfolios to support their lifestyle, in particular IRAs. This can present special challenges for …More

There are three traditional approaches to living on investments during retirement but each has some disadvantages and there is growing …More

The interlocking and somewhat overlapping features of FEDVIP, FEHB and the flexible spending account program take time to sort out. …More

An IRA is meant to be an Individual Retirement Account, spent down during your lifetime and your spouse’s lifetime. However, …More

The trend toward working longer—or at least hoping to work longer—has been continuing, although differences by gender remain, according to …More

Some private businesses are willing to buy the insurance policies of people who are terminally ill. They purchase a policy …More

In retirement, one of your major assets will be your home. Is your homeowners insurance adequate to protect such a …More

Overall lower average salaries for women translate into less financial security in retirement, according to a report from the Democratic …More

If you go back to work as a rehired federal annuitant, your TSP benefits will be subject to certain special …More

If you’re single (divorced, widowed, never married), you’ll probably name your child or children. After your death, they can stretch …More

The trend of more workers staying on the job is continuing although it has flattened out somewhat, according to a …More

Until a law that was effective October 28, 2009, only CSRS-covered employees could make redeposits to capture service credit for …More

Keeping your home well-maintained and in good repair is certainly necessary if you want to protect a major investment in …More

People who must take over caregiving responsibilities for parents while still in their working years should consider a number of …More

If you’re considering buying a policy under the Federal Long Term Care Insurance Program—you can enroll anytime—one major issue will …More

Traditional tactics of drawing down a portfolio in retirement have some flaws. * The 4 percent rule. Here, you withdraw …More

The leading edge of the baby boom generation now has reached the Social Security full retirement age of 66, and …More

There is a common misconception that FEHB program covers long-term care needs. Many retirees further believe that Medicare covers long-term …More

Many retirees have property in more than one state. Establishing residency in one versus another might result in lower taxes …More

Several federal agencies have jointly published a retirement planning guide, including a timeline with important events starting at age 50. …More

Well before making a withdrawal from your TSP account, you should begin thinking of the possible ways a mix and …More

While long-term care (LTC) insurance may be necessary for financial security, the premiums can be steep. One way to hold …More

The general perception of older workers as being less productive than their younger colleagues is a misnomer in many ways, …More

Any employee who is receiving (or is eligible to receive) military retired pay has to not only make a deposit …More