The ‘4 Percent Solution’ for Retirement Spending
How much of your retirement portfolio should you use for spending money after you stop working? One common benchmark is …More
How much of your retirement portfolio should you use for spending money after you stop working? One common benchmark is …More
Defined benefit plans of governments in effect steer many employees to leave once they reach older ages by creating financial …More
For those who continue their Federal Employees Health Benefits program coverage into retirement, as most do, it is generally unnecessary …More
You should prepare your children to handle the assets they’ll eventually inherit. One strategy is to have them meet with …More
Households overall face a substantial “retirement deficit” that will grow even deeper if Social Security benefit levels are reduced from …More
The best way to help yourself toward a successful retirement is careful, long-term planning. But not everyone will have years …More
If you are concerned about inadequate income over a long retirement, consider investing in a variable annuity. * Variable annuities …More
The pattern of increased longevity is expected to continue in future years, mainly since more people are reaching advanced ages …More
One of the tasks that consumes the time of pre-retirees is figuring out what their annuity will be. They run …More
So-called “living trusts” are highly touted. They offer real advantages but there are disadvantages, too. Getting the benefits requires time, …More
Even among what the financial services industry calls “high net worth” individuals there is concern about retirement preparedness, according to …More
Planning for retirement is a crucial step in assuring that your transition from employment to retirement is free from last-minute …More
Do your homework before making any commitments to using a financial advisor. Ask about an advisor’s investment philosophy, to see …More
Legislation recently offered in the House seeks to build on protections for federal retirees and survivor beneficiaries in so-called pension …More
Since late 2009, redeposits have been allowed by current FERS employees who had earlier left government and withdrawn their retirement …More
If you’re at the age where you have elderly parents, you may have opportunities to help them remain independent. Helping …More
GAO has listed a series of options for changes in Social Security financing and benefits that largely repeat ideas raised …More
To carry your FEGLI life insurance coverage(s) into retirement you must have been enrolled in FEGLI for the five years …More
With people living longer and, in many cases, retiring earlier, a retirement fund might have to last for many decades. …More
While the oldest of the baby boom generation is just now hitting the age 65 threshold that has been a …More
Well before making a TSP withdrawal, you should begin thinking of the possible ways a mix and match withdrawal might …More
You may have decided to relocate in retirement, which might mean crossing state lines or just downsizing from a house …More
Being provided with an estimate of how retirement savings will translate into income in retirement in general is helpful to …More
Each of the federal insurance programs has procedures for challenging the denial of a claim. Federal Employees Health Benefits Program–First, …More
When insuring the contents of your home, make sure that your policy offers “replacement value” and not “cash value.” The …More
OPM has been issuing monthly reports in recent years on its processing time for retirement applications but starting with the …More
“Special category” employees include law enforcement officers, firefighters, and air traffic controllers. If you fall into one of those categories, …More
Retirees who are trying to trim their tax bill should focus on the fact that the IRS taxes income. Money …More
The lack of an inflation adjustment in retirement benefits in programs including federal annuities and Social Security for 2016 has …More
If you are in good health and applying for a non-disability retirement, you are eligible to elect an insurable interest …More
TSP | L Income | L 2020 | L 2030 | L 2040 | L 2050 | G Fund | F Fund | C Fund | S Fund | I Fund |
---|---|---|---|---|---|---|---|---|---|---|
Nov | 2.81% | % | 5.88% | 6.97% | 7.88% | 0.41% | 4.51% | 9.12% | 11.19% | 8.54% |
YTD | 6.99% | % | 11.62% | 13.10% | 14.37% | 3.82% | 1.79% | 20.76% | 13.44% | 12.33% |
10yr | 3.87% | % | 6.56% | 7.23% | 7.78% | 2.30% | 1.59% | 11.82% | 7.87% | 4.23% |