Retirement & Financial Planning Report

One of the least understood choices faced by employees who are disabled or injured in the line of duty is …More

A look at the state of retirement preparedness over five years shows that well publicized trends have continued and that …More

As your personal situation changes through the years, so do your life insurance needs. You should review your life insurance …More

Intra-family transfers of cash generally show that the money flows from the older generation to the younger, with relatively little …More

Your eligibility to retire depends on your having the right combination of age and service. While you will usually know …More

Immediate annuities (also known as payout or income annuities) require you to pay to an insurance company. The insurer will …More

A house is not only a home, it is the major financial asset for many in retirement—and it is also …More

For years retirees and survivors have been advised to call OPM if they have a question or a problem. While …More

When it comes to saving for retirement, Americans are generally aware of the issues but typically lack specific goals and …More

There’s a general pattern of allowing short-term financial concerns to divert attention from long-term savings needs including preparing for retirement, …More

Have you ever gotten into an argument with your health benefit plan over whether a medical procedure or service should …More

Retirement savings plans such as the TSP offer a valuable benefit by allowing access to the money without a tax …More

For estate tax planning, 529 college savings plans can be valuable. If your parents would like to get some estate …More

Many participants in defined benefit retirement plans will choose to forgo an annuity and pull out a lump-sum payment instead …More

Having sick leave not only helps when you are ill but can also be used for such things as childbirth, …More

People are living longer, on average, so providing for income far in the future may be a concern. Possible tactics: …More

A recent report by the Federal Reserve Board raises several warnings about retirement savings habits, finding that 39 percent of …More

If you have any part-time service in your work history, the more part-time service you have in your career, the …More

Taking an IRA distribution before age 59 1/2 usually results in a 10 percent penalty. That’s in addition to ordinary …More

An Employee Benefits Research Institute study shows how participating in a defined contribution type savings program such as the TSP …More

When you’re looking for an expert to help you with money matters, choosing among prospective advisors can be a challenge. …More

An individual’s expectation of lifespan in retirement is an important factor in important decisions including how long the person keeps …More

You can retire on an immediate, unreduced annuity if you meet the age and service requirements. But if you want …More

To finding the right financial advisor, you must match your goals with the planner. Suppose you are primarily interested in …More

One reason for the frequently reported shortfalls in retirement savings by those approaching retirement is that their spending habits differ …More

There are two features of the Federal Employees Group Life Insurance (FEGLI) program that are not well known nor understood …More

If you own investment real estate, you have a triple chance to make a profit: 1. You can collect monthly …More

Older workers looking to prolong their careers and/or improve their remaining working years might consider investing in an “educational upgrade,” …More