Retirement & Financial Planning Report

For many people, finding adequate retirement income can be a challenge. Sources of cash flow include Social Security, an investment …More

Starting at age 70-1/2, you must take required minimum distributions (RMDs) from your IRAs, and pay income tax on the …More

The health care law passed in 2010 requires Medicare to provide full coverage for all recommended preventive tests as well …More

Municipal bonds typically have lower yields than Treasury bonds. That s because the interest on Treasuries is subject to federal …More

In September 2008, investors were pounded by a series of dreadful headlines. The federal government took over Fannie Mae and …More

When you re moving to a new home, you ll have many details to consider. However, you shouldn t overlook …More

Under the new tax law, married couples are encouraged to leave assets to each other. At the first death, assets …More

In 2011, most Medicare participants pay $96.40 a month for Medicare Part B, which covers doctors bills. However, some seniors …More

How much tax will you owe on a Roth IRA conversion? Don’t believe everything you see on IRS tax tables. …More

If you own rental property, you may have a loss for tax purposes in any given calendar year. Even if …More

Most people who are in Medicare should review their coverage at the start of Medicare’s annual open enrollment period (OEP). …More

When you write a check to make a charitable contribution, you typically get a tax deduction. However, you’re paying with …More

The new tax law reinstates so-called charitable IRA rollovers. As was the case in the past, this provision applies only …More

The price of gold reached a peak of more than $1,400 an ounce in 2010. After a pullback, it trades …More

The cost of custodial care is rising much faster than the official inflation rate, which was 1.5% in 2010. * …More

As the year begins, this is an ideal time to convert a traditional IRA to a Roth IRA. The earlier …More

The Social Security Administration recently banned one strategy for increasing retirement benefits. However, some others remain viable. What’s out: Interest-free …More

If you’re extremely knowledgeable about real estate, you might believe this is an excellent time to buy investment property. Prices …More

If you are planning to relocate in retirement, finding a low-tax haven can provide you with more money to spend. …More

Under the new tax law, income tax rates are unchanged from 2010. That will be the case in 2011 and …More

When you create a trust during your lifetime, it will be in one of two categories: * Irrevocable trusts. This …More

If you hold a diversified portfolio of stocks, some of your stocks are bound to fall in price. They can …More

The new tax law, passed in December 2010, continues tax benefits for energy-saving home improvements, through 2011. However, more stringent …More

After a disastrous 2008, 2009 and 2010 turned out to be good years for investors. The average stock fund gained …More

Required minimum distribution (RMD) rules are not just for IRA owners 70 1/2 and older. The RMD rules also apply …More

Generally, debt relief is considered taxable income. That can be a problem for home owners in today’s market, in some …More

Real estate investors may prefer to buy an established property that’s leased to tenants. In those situations, you can project …More

According to Morningstar, tax-exempt municipal bond funds now yield 3.5%, on average, while taxable bond funds pay 3.4%. After-tax, you’d …More

After you reach age 70-1/2, you must take required minimum distributions (RMDs) from your IRA. The RMD rules spell out …More

When you make a profit on selling your home, you can exclude up to $250,000 of gains from tax. Married …More