Retirement & Financial Planning Report

When you refinancing a home mortgage with a dollar-for-dollar replacement loan, all the interest will be deductible. Say your current …More

Falling real estate prices may offer buying opportunities for careful investors, and tax advantages may make a good real estate …More

Medicare, the federal health insurance program for those 65 and older, has two main parts: * Part A provides coverage …More

Ever since subprime mortgages became more "sub" than "prime," lenders have been tightening up. Now homebuyers must show that they’re …More

When a life insurance policy is sold, the tax bill will depend on the amount paid and the seller’s basis …More

Refinancing your mortgage this year might be a good move if you have a jumbo mortgage: a home loan over …More

The National Association of Insurance Commissioners reports that state insurance regulators receive frequent reports of misleading marketing tactics for private …More

A Roth IRA is funded with after-tax dollars. After five years and after age 59 1/2, all withdrawals are tax-free. …More

An UGMA/UTMA 529 is an account in a 529 college savings plan funded with money already held in a minor’s …More

Having enough money to retire is the most vital financial goal for most people. That’s what CPAs who are also …More

Vacation time is prime time for pickpockets, who want more than your cash these days. The information you carry in …More

When you donate items you have collected to charity, you must clear several hurdles to get a deduction for the …More

In you’re looking for investment income in a low-yield environment, consider dividend-paying stocks. They may be appealing for several reasons: …More

As of this writing, the municipal bond market has lost over 5 percent in the past few weeks. Lower prices, …More

After age 65, immediate annuities are attractive income vehicles. As you reach 70, 75, etc., your life expectancy gets shorter …More

When you buy or sell stocks through a broker, there are two types of orders you can place: A market …More

The Federal Reserve has been cutting short-term interest rates and may continue to do so. As a result, yields on …More

As the U.S. stock market staggers, investors should keep in mind that U.S. large-company stocks produced a total return of …More

Medicare, the federal government’s health insurance program for Americans 65 and older, is not a completely public program. About 20 …More

If you get one of those credit-card "convenience check" offers in the mail, shred the whole package. They usually come …More

Term life insurance started as a type of coverage that people bought from year to year. Recently, multi-year policies have …More

After taking a capital loss, you can’t buy back the same security within 30 days. If you do, you will …More

With an adjustable-rate mortgage (ARM), you pay a certain interest rate for a fixed number of years. That introductory rate …More

If you (or your parents) have a life insurance policy you no longer need, you might be able to sell …More

Selling your life insurance policy to a third-party is known as a "life settlement." You get cash and the buyer …More

The much-publicized tax rebates won’t start coming until May and may not arrive until late summer. Meanwhile, loan sharks are …More

To get a tax rebate under the new economic stimulus law, you must file a 2007 tax return. You don’t …More

Suppose Alice and Bob Smith have AGI of $125,000 for 2007, and two children under 17. Alice and Bob will …More

In February, the Economic Stimulus Act of 2008 was signed into law by President Bush. The main provision of this …More

Term life insurance started as a type of coverage that people bought from year to year. Recently, multi-year policies have …More